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Single Family ResidenceResidential
$459,273$328 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $385,000 on Sep 6, 2023

71 BARBARA STEPP LN

EAST FLAT ROCK, NC 28726
2
Baths
1,401 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$459K
$403K low$515K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$385,000 · Sep 6, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$73,132
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,506
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.86%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$386,141
AMERICAN FINANCING CORP · recorded Mar 25, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,818 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$324,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$44,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$279,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$324,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$324,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
51
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyHENDERSON
Lot (acres)The size of the land the home sits on, from county records.0.51
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 78 ft²Porch · 187 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
East Henderson High SchoolB-
High · Grades 9–12 · 0.8 mi
M
Flat Rock Middle SchoolB
Middle · Grades 6–8 · 1.3 mi
E
Upward Elementary SchoolB-
Elementary · Grades PK–5 · 1.4 mi

District: Henderson County Schools

Neighborhood · ZIP 28726These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,776
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,121 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,886
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,010
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

71 Barbara Stepp Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in East Flat Rock 28726
  • Costs more per square foot than 91% of homes in East Flat Rock 28726
  • Smaller than 69% of homes in Henderson County
  • Has a bigger lot than 70% of homes in East Flat Rock 28726
  • Newer than 98% of homes in East Flat Rock 28726

What homes are worth in East Flat Rock 28726

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$592K

This home is worth more than 94% of homes in East Flat Rock 28726.

How it measures up in East Flat Rock 28726

The dot is this home. The mark in the middle is the typical home in East Flat Rock 28726.

Estimated value$459,273
CheaperTypical $305,435Pricier

Pricier than 94% of homes nearby

Price per ft²$328
CheaperTypical $242Pricier

Pricier than 91% of homes nearby

Living area1,401 ft²
SmallerTypical 1,253 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.51 ac
SmallerTypical 0.36 acBigger

Bigger than 70% of homes nearby

Year built2023
OlderTypical 1974Newer

Newer than 98% of homes nearby

How 71 Barbara Stepp Ln ranks against every home in each area.
MeasureThis homeEast Flat Rock 28726Henderson County
Estimated valuepricier than$459,27394% of homes59% of homes
Price per ft²pricier than$32891% of homes85% of homes
Living areabigger than1,401 ft²62% of homes31% of homes
Lot sizebigger than0.51 ac70% of homes40% of homes
Year builtnewer than202398% of homes97% of homes

About 71 Barbara Stepp Ln

How much is 71 Barbara Stepp Ln, East Flat Rock, NC worth?

The TopHap Estimate for 71 Barbara Stepp Ln, East Flat Rock, NC is $459,273 as of Jul 14, 2026. The likely range is $403,439 to $515,107. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 71 Barbara Stepp Ln, East Flat Rock, NC last sell?

71 Barbara Stepp Ln, East Flat Rock, NC last sold on Sep 6, 2023 for $385,000, according to the county's recorded deed.

How big is 71 Barbara Stepp Ln, East Flat Rock, NC?

71 Barbara Stepp Ln, East Flat Rock, NC has 2 bathrooms, 1,401 square feet of living space and a 0.51-acre lot.

When was 71 Barbara Stepp Ln, East Flat Rock, NC built?

71 Barbara Stepp Ln, East Flat Rock, NC was built in 2023, making it 3 years old. It is a conventional home. The building has 1 story.

What schools serve 71 Barbara Stepp Ln, East Flat Rock, NC?

71 Barbara Stepp Ln, East Flat Rock, NC is assigned to East Henderson High School (high), rated B-; Flat Rock Middle School (middle), rated B; Upward Elementary School (elementary), rated B-. All sit in Henderson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 71 Barbara Stepp Ln, East Flat Rock, NC compare to other homes in East Flat Rock 28726?

Among the 1,111 homes in East Flat Rock 28726, it is worth more than 94% of them ($459,273 against a typical $305,435), its price per square foot is higher than 91% of them ($328 against a typical $242), it is bigger than 62% of them (1,401 ft² against a typical 1,253 ft²), its lot is bigger than 70% of them (0.51 ac against a typical 0.36 ac) and it is newer than 98% of them (2023 against a typical 1974). Measured against all of Henderson County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 71 Barbara Stepp Ln, East Flat Rock, NC?

The 2025 property tax bill for 71 Barbara Stepp Ln, East Flat Rock, NC was $1,818. The county assessed it at $324,000.

Closest homes

More homes in East Flat Rock 28726

Assigned schools

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