Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$255,526$77 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $160,000 on Mar 18, 2021

7104 TOMS RD

ROCKFORD, IL 61101
3
Beds
2.5
Baths
3,302 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$256K
$243K low$268K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,000 · Mar 18, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$111,526
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$89,221
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$144,000
SELF HELP CU · 4.88% · recorded Mar 18, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,516 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$73,677 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,315
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$63,362
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$66,340
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$221,031

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
89
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.57 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyWINNEBAGO
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 196 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Winnebago High SchoolD
High · Grades 9–12 · 3.3 mi
M
Winnebago Middle SchoolC+
Middle · Grades 6–8 · 3.4 mi
E
Dorothy Simon Elementary School
Elementary · Grades PK–2 · 3.7 mi

District: Winnebago Community Unit School District 323

Neighborhood · ZIP 61101These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.30%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,188
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.457 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,496
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,438
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7104 Toms Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Rockford 61101
  • Costs less per square foot than 85% of homes in Winnebago County
  • Among the largest homes in Rockford 61101
  • Has a bigger lot than 96% of homes in Rockford 61101
  • Newer than 76% of homes in Rockford 61101

What homes are worth in Rockford 61101

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$331K

This home is worth more than 94% of homes in Rockford 61101.

How it measures up in Rockford 61101

The dot is this home. The mark in the middle is the typical home in Rockford 61101.

Estimated value$255,526
CheaperTypical $100,182Pricier

Pricier than 94% of homes nearby

Price per ft²$77
CheaperTypical $81Pricier

Pricier than 44% of homes nearby

Living area3,302 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than almost all homes nearby

Lot size2.15 ac
SmallerTypical 0.18 acBigger

Bigger than 96% of homes nearby

Year built1960
OlderTypical 1950Newer

Newer than 76% of homes nearby

How 7104 Toms Rd ranks against every home in each area.
MeasureThis homeRockford 61101Winnebago County
Estimated valuepricier than$255,52694% of homes67% of homes
Price per ft²pricier than$7744% of homes15% of homes
Living areabigger than3,302 ft²almost all homes94% of homes
Lot sizebigger than2.15 ac96% of homes93% of homes
Year builtnewer than196076% of homes44% of homes

About 7104 Toms Rd

How much is 7104 Toms Rd, Rockford, IL worth?

The TopHap Estimate for 7104 Toms Rd, Rockford, IL is $255,526 as of Jul 14, 2026. The likely range is $242,857 to $268,195. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7104 Toms Rd, Rockford, IL last sell?

7104 Toms Rd, Rockford, IL last sold on Mar 18, 2021 for $160,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 7104 Toms Rd, Rockford, IL?

7104 Toms Rd, Rockford, IL has 3 bedrooms, 2.5 bathrooms and 3,302 square feet of living space.

When was 7104 Toms Rd, Rockford, IL built?

7104 Toms Rd, Rockford, IL was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 7104 Toms Rd, Rockford, IL?

7104 Toms Rd, Rockford, IL is assigned to Winnebago High School (high), rated D; Winnebago Middle School (middle), rated C+; Dorothy Simon Elementary School (elementary). All sit in Winnebago Community Unit School District 323. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7104 Toms Rd, Rockford, IL compare to other homes in Rockford 61101?

Among the 6,665 homes in Rockford 61101, it is worth more than 94% of them ($255,526 against a typical $100,182), its price per square foot is higher than 44% of them ($77 against a typical $81), it is bigger than almost all of them (3,302 ft² against a typical 1,320 ft²), its lot is bigger than 96% of them (2.15 ac against a typical 0.18 ac) and it is newer than 76% of them (1960 against a typical 1950). Measured against all of Winnebago County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7104 Toms Rd, Rockford, IL?

The 2025 property tax bill for 7104 Toms Rd, Rockford, IL was $5,516. The county assessed it at $73,677.

Closest homes

More homes in Rockford 61101

Assigned schools

Explore the area

See this home in context

Open 7104 Toms Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map