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Single Family ResidenceResidential
$405,575
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

712 MORGAN ST

ARROW ROCK, MO 65320
0
Baths

Valuation

$406K
$360K low$451K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$405,575
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$324,460

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$35,420 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$870
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$34,550
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$186,432

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySaline

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hardeman R-10 SchoolC+
Elementary · Grades PK–8 · 3.6 mi
H
Slater High SchoolF
High · Grades 9–12 · 12.2 mi

District: Hardeman R-X School District

Neighborhood · ZIP 65320These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,491
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,837
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

712 Morgan St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Saline County

What homes are worth in Saline County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$199K$579K

This home is worth more than 97% of homes in Saline County.

How it measures up in Saline County

The dot is this home. The mark in the middle is the typical home in Saline County.

Estimated value$405,575
CheaperTypical $256,863Pricier

Pricier than 80% of homes nearby

How 712 Morgan St ranks against every home in each area.
MeasureThis homeSaline County
Estimated valuepricier than$405,57580% of homes

About 712 Morgan St

How much is 712 Morgan St, Arrow Rock, MO worth?

The TopHap Estimate for 712 Morgan St, Arrow Rock, MO is $405,575 as of Jul 14, 2026. The likely range is $359,997 to $451,153. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 712 Morgan St, Arrow Rock, MO last sell?

712 Morgan St, Arrow Rock, MO last sold on Feb 28, 2024, according to the county's recorded deed.

What schools serve 712 Morgan St, Arrow Rock, MO?

712 Morgan St, Arrow Rock, MO is assigned to Hardeman R-10 School (elementary), rated C+; Slater High School (high), rated F. All sit in Hardeman R-X School District. Attendance boundaries change — confirm with the district before relying on an assignment.

More homes in Arrow Rock 65320

Assigned schools

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