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Single Family ResidenceResidential
$137,150$99 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

712 UNIVERSITY ST

CLEVELAND, MS 38732
1
Baths
1,384 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1946
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$137K
$128K low$146K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$137,150
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$109,720

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,445 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$14,400 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$96,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBOLIVAR
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Parks Elementary SchoolD+
Elementary · Grades PK–6 · 0.6 mi

District: Cleveland School District

Neighborhood · ZIP 38732These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.139
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.77

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.14,620
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.162 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,875
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,380
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

712 University St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 69% of homes in Cleveland 38732
  • Older than 85% of homes in Cleveland 38732

What homes are worth in Cleveland 38732

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$467K

This home is worth more than 55% of homes in Cleveland 38732.

How it measures up in Cleveland 38732

The dot is this home. The mark in the middle is the typical home in Cleveland 38732.

Estimated value$137,150
CheaperTypical $125,988Pricier

Pricier than 55% of homes nearby

Price per ft²$99
CheaperTypical $87Pricier

Pricier than 69% of homes nearby

Living area1,384 ft²
SmallerTypical 1,578 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.24 ac
SmallerTypical 0.27 acBigger

Bigger than 41% of homes nearby

Year built1946
OlderTypical 1970Newer

Newer than 15% of homes nearby

How 712 University St ranks against every home in each area.
MeasureThis homeCleveland 38732Bolivar County
Estimated valuepricier than$137,15055% of homes60% of homes
Price per ft²pricier than$9969% of homes69% of homes
Living areabigger than1,384 ft²39% of homes44% of homes
Lot sizebigger than0.24 ac41% of homes42% of homes
Year builtnewer than194615% of homes16% of homes

About 712 University St

How much is 712 University St, Cleveland, MS worth?

The TopHap Estimate for 712 University St, Cleveland, MS is $137,150 as of Jul 14, 2026. The likely range is $128,496 to $145,804. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 712 University St, Cleveland, MS last sell?

712 University St, Cleveland, MS last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 712 University St, Cleveland, MS?

712 University St, Cleveland, MS has 1 bathrooms, 1,384 square feet of living space and a 0.24-acre lot.

When was 712 University St, Cleveland, MS built?

712 University St, Cleveland, MS was built in 1946, making it 80 years old. The building has 1 story.

What schools serve 712 University St, Cleveland, MS?

712 University St, Cleveland, MS is assigned to Parks Elementary School (elementary), rated D+. All sit in Cleveland School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 712 University St, Cleveland, MS compare to other homes in Cleveland 38732?

Among the 6,608 homes in Cleveland 38732, it is worth more than 55% of them ($137,150 against a typical $125,988), its price per square foot is higher than 69% of them ($99 against a typical $87), it is bigger than 39% of them (1,384 ft² against a typical 1,578 ft²), its lot is bigger than 41% of them (0.24 ac against a typical 0.27 ac) and it is newer than 15% of them (1946 against a typical 1970). Measured against all of Bolivar County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 712 University St, Cleveland, MS?

The 2025 property tax bill for 712 University St, Cleveland, MS was $2,445. The county assessed it at $14,400.

Closest homes

More homes in Cleveland 38732

Assigned schools

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