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Single Family ResidenceResidential
$106,290$332 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 66How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $25,000 on Jul 9, 2003

7196 STATE ROUTE 20

WATERVILLE, NY 13480
1
Beds
1
Baths
320 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$106K
$70K low$142K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$25,000 · Jul 9, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,331 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,791 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,791
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,791
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$66,327

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyONEIDA
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 72 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Waterville Jr/Sr High SchoolB
Middle · Grades 7–12 · 1.1 mi
E
Memorial Park Elementary SchoolD+
Elementary · Grades PK–6 · 2.4 mi

District: Waterville Central School District

Neighborhood · ZIP 13480These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.66 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,199
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,677
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7196 State Route 20 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Waterville 13480
  • Among the highest price per square foot in Waterville 13480
  • Among the smallest homes in Waterville 13480

What homes are worth in Waterville 13480

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$442K

This home is worth more than 6% of homes in Waterville 13480.

How it measures up in Waterville 13480

The dot is this home. The mark in the middle is the typical home in Waterville 13480.

Estimated value$106,290
CheaperTypical $189,171Pricier

Pricier than 6% of homes nearby

Price per ft²$332
CheaperTypical $117Pricier

Pricier than almost all homes nearby

Living area320 ft²
SmallerTypical 1,704 ft²Bigger

Smaller than almost all homes nearby

Year built1957
OlderTypical 1920Newer

Newer than 60% of homes nearby

How 7196 State Route 20 ranks against every home in each area.
MeasureThis homeWaterville 13480Oneida County
Estimated valuepricier than$106,2906% of homes7% of homes
Price per ft²pricier than$332almost all homesalmost all homes
Living areabigger than320 ft²almost no homesalmost no homes
Year builtnewer than195760% of homes59% of homes

About 7196 State Route 20

How much is 7196 State Route 20, Waterville, NY worth?

The TopHap Estimate for 7196 State Route 20, Waterville, NY is $106,290 as of Aug 30, 2026. The likely range is $70,423 to $142,157. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7196 State Route 20, Waterville, NY last sell?

7196 State Route 20, Waterville, NY last sold on Jul 9, 2003 for $25,000, according to the county's recorded deed.

How big is 7196 State Route 20, Waterville, NY?

7196 State Route 20, Waterville, NY has 1 bedrooms, 1 bathrooms and 320 square feet of living space.

When was 7196 State Route 20, Waterville, NY built?

7196 State Route 20, Waterville, NY was built in 1957, making it 69 years old. It is a cottage home. The building has 1 story.

What schools serve 7196 State Route 20, Waterville, NY?

7196 State Route 20, Waterville, NY is assigned to Waterville Jr/Sr High School (middle), rated B; Memorial Park Elementary School (elementary), rated D+. All sit in Waterville Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7196 State Route 20, Waterville, NY compare to other homes in Waterville 13480?

Among the 1,194 homes in Waterville 13480, it is worth more than 6% of them ($106,290 against a typical $189,171), its price per square foot is higher than almost all of them ($332 against a typical $117), it is bigger than almost none of them (320 ft² against a typical 1,704 ft²) and it is newer than 60% of them (1957 against a typical 1920). Measured against all of Oneida County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7196 State Route 20, Waterville, NY?

The 2025 property tax bill for 7196 State Route 20, Waterville, NY was $1,331. The county assessed it at $27,791.

More homes on State Route 20

Closest homes

More homes in Waterville 13480

Assigned schools

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