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Single Family ResidenceResidential
$499,000$283 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $494,000 on Jul 31, 2026

72 RIDGETOP LN

SPRUCE PINE, NC 28777
3
Beds
3
Baths
1,764 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.79 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$499K
$385K low$613K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$494,000 · Jul 31, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$103,800
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$83,040
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$395,200
MORTGAGE DIRECT LLC · 6.47% 2 · recorded Jul 31, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,478 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$231,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$62,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$168,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$231,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMITCHELL
Lot (acres)The size of the land the home sits on, from county records.5.79
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Mayland Early CollegeA
High · Grades 9–12 · 0.8 mi
E
Greenlee Primary School
Elementary · Grades PK–2 · 3.7 mi

District: Mitchell County Schools

Neighborhood · ZIP 28777These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.107

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,757
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,047
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,203
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

72 Ridgetop Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Mitchell County
  • Costs more per square foot than 88% of homes in Mitchell County
  • Bigger than 79% of homes in Mitchell County
  • Has a bigger lot than 92% of homes in Spruce Pine 28777

What homes are worth in Spruce Pine 28777

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$726K

This home is worth more than 92% of homes in Spruce Pine 28777.

How it measures up in Spruce Pine 28777

The dot is this home. The mark in the middle is the typical home in Spruce Pine 28777.

Estimated value$499,000
CheaperTypical $211,641Pricier

Pricier than 92% of homes nearby

Price per ft²$283
CheaperTypical $177Pricier

Pricier than 87% of homes nearby

Living area1,764 ft²
SmallerTypical 1,334 ft²Bigger

Bigger than 78% of homes nearby

Lot size5.79 ac
SmallerTypical 1 acBigger

Bigger than 92% of homes nearby

Year built1975
OlderTypical 1975Newer

Newer than 52% of homes nearby

How 72 Ridgetop Ln ranks against every home in each area.
MeasureThis homeSpruce Pine 28777Mitchell County
Estimated valuepricier than$499,00092% of homes93% of homes
Price per ft²pricier than$28387% of homes88% of homes
Living areabigger than1,764 ft²78% of homes79% of homes
Lot sizebigger than5.79 ac92% of homes83% of homes
Year builtnewer than197552% of homes54% of homes

About 72 Ridgetop Ln

How much is 72 Ridgetop Ln, Spruce Pine, NC worth?

The TopHap Estimate for 72 Ridgetop Ln, Spruce Pine, NC is $499,000 as of Jul 14, 2026. The likely range is $385,171 to $612,829. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 72 Ridgetop Ln, Spruce Pine, NC last sell?

72 Ridgetop Ln, Spruce Pine, NC last sold on Jul 31, 2026 for $494,000, according to the county's recorded deed.

How big is 72 Ridgetop Ln, Spruce Pine, NC?

72 Ridgetop Ln, Spruce Pine, NC has 3 bedrooms, 3 bathrooms, 1,764 square feet of living space and a 5.79-acre lot.

When was 72 Ridgetop Ln, Spruce Pine, NC built?

72 Ridgetop Ln, Spruce Pine, NC was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 72 Ridgetop Ln, Spruce Pine, NC?

72 Ridgetop Ln, Spruce Pine, NC is assigned to Mayland Early College (high), rated A; Greenlee Primary School (elementary). All sit in Mitchell County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 72 Ridgetop Ln, Spruce Pine, NC compare to other homes in Spruce Pine 28777?

Among the 4,939 homes in Spruce Pine 28777, it is worth more than 92% of them ($499,000 against a typical $211,641), its price per square foot is higher than 87% of them ($283 against a typical $177), it is bigger than 78% of them (1,764 ft² against a typical 1,334 ft²), its lot is bigger than 92% of them (5.79 ac against a typical 1 ac) and it is newer than 52% of them (1975 against a typical 1975). Measured against all of Mitchell County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 72 Ridgetop Ln, Spruce Pine, NC?

The 2025 property tax bill for 72 Ridgetop Ln, Spruce Pine, NC was $1,478. The county assessed it at $231,000.

Closest homes

More homes in Spruce Pine 28777

Assigned schools

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