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Single Family ResidenceResidential
$221,732$208 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

728 RIDGEWOOD DR

TOOL, TX 75143
0
Baths
1,064 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2008
Year BuiltThe year the home was originally built, according to county records.

Valuation

$222K
$180K low$263K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$107,343
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$85,874
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$114,389
LEADER ONE FINANCIAL CORP · recorded Dec 4, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,311 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$188,138 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$183,138
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$188,138
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$188,138

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
50
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHenderson
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 24 ft²Patio · 104 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tool Elementary SchoolA
Elementary · Grades PK–4 · 1.7 mi
H
Malakoff High SchoolB
High · Grades 9–12 · 12.0 mi
M
Malakoff Jr High SchoolB-
Middle · Grades 7–8 · 13.4 mi

District: Malakoff Independent School District

Neighborhood · ZIP 75143These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.20,287
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.97 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,585
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,854
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

728 Ridgewood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Kemp 75143
  • Smaller than 74% of homes in Kemp 75143
  • Newer than 75% of homes in Kemp 75143

What homes are worth in Kemp 75143

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$1.3M

This home is worth more than 30% of homes in Kemp 75143.

How it measures up in Kemp 75143

The dot is this home. The mark in the middle is the typical home in Kemp 75143.

Estimated value$221,732
CheaperTypical $300,054Pricier

Pricier than 30% of homes nearby

Price per ft²$208
CheaperTypical $201Pricier

Pricier than 53% of homes nearby

Living area1,064 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 26% of homes nearby

Year built2008
OlderTypical 1995Newer

Newer than 75% of homes nearby

How 728 Ridgewood Dr ranks against every home in each area.
MeasureThis homeKemp 75143Henderson County
Estimated valuepricier than$221,73230% of homes33% of homes
Price per ft²pricier than$20853% of homes58% of homes
Living areabigger than1,064 ft²26% of homes26% of homes
Year builtnewer than200875% of homes74% of homes

About 728 Ridgewood Dr

How much is 728 Ridgewood Dr, Tool, TX worth?

The TopHap Estimate for 728 Ridgewood Dr, Tool, TX is $221,732 as of Jul 14, 2026. The likely range is $179,985 to $263,479. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 728 Ridgewood Dr, Tool, TX last sell?

728 Ridgewood Dr, Tool, TX last sold on Dec 4, 2020, according to the county's recorded deed.

When was 728 Ridgewood Dr, Tool, TX built?

728 Ridgewood Dr, Tool, TX was built in 2008, making it 18 years old.

What schools serve 728 Ridgewood Dr, Tool, TX?

728 Ridgewood Dr, Tool, TX is assigned to Tool Elementary School (elementary), rated A; Malakoff High School (high), rated B; Malakoff Jr High School (middle), rated B-. All sit in Malakoff Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 728 Ridgewood Dr, Tool, TX compare to other homes in Kemp 75143?

Among the 9,293 homes in Kemp 75143, it is worth more than 30% of them ($221,732 against a typical $300,054), its price per square foot is higher than 53% of them ($208 against a typical $201), it is bigger than 26% of them (1,064 ft² against a typical 1,440 ft²) and it is newer than 75% of them (2008 against a typical 1995). Measured against all of Henderson County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 728 Ridgewood Dr, Tool, TX?

The 2024 property tax bill for 728 Ridgewood Dr, Tool, TX was $3,311. The county assessed it at $188,138.

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