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Single Family ResidenceResidential
$440,468$199 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $250,000 on May 20, 2020

732 RIDGE RD

DECORAH, IA 52101
4
Beds
4 / 1
Baths
2,212 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$440K
$379K low$502K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$250,000 · May 20, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$201,968
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$161,574
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
VIKING STATE BANK & TRUST · recorded May 20, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$38,500
VIKING STATE BANK & TRUST

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,552 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$405,110 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$52,230
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$352,880
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$358,260
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$405,110

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWinneshiek
Lot (acres)The size of the land the home sits on, from county records.0.31
ConstructionThe main material the home's frame and walls are built from.Steel Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 32 ft²Porch · 24 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 52101These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.13,187
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,457
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,291
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

732 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Winneshiek County
  • Costs more per square foot than 73% of homes in Winneshiek County
  • Bigger than 86% of homes in Decorah 52101
  • Has a smaller lot than 67% of homes in Winneshiek County
  • Newer than 69% of homes in Winneshiek County

What homes are worth in Decorah 52101

Each bar is how many homes fall in that price range. The marker is this home.

This home
$77K$700K

This home is worth more than 87% of homes in Decorah 52101.

How it measures up in Decorah 52101

The dot is this home. The mark in the middle is the typical home in Decorah 52101.

Estimated value$440,468
CheaperTypical $256,059Pricier

Pricier than 87% of homes nearby

Price per ft²$199
CheaperTypical $173Pricier

Pricier than 64% of homes nearby

Living area2,212 ft²
SmallerTypical 1,525 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.31 ac
SmallerTypical 0.47 acBigger

Bigger than 38% of homes nearby

Year built1987
OlderTypical 1967Newer

Newer than 66% of homes nearby

How 732 Ridge Rd ranks against every home in each area.
MeasureThis homeDecorah 52101Winneshiek County
Estimated valuepricier than$440,46887% of homes91% of homes
Price per ft²pricier than$19964% of homes73% of homes
Living areabigger than2,212 ft²86% of homes86% of homes
Lot sizebigger than0.31 ac38% of homes33% of homes
Year builtnewer than198766% of homes69% of homes

About 732 Ridge Rd

How much is 732 Ridge Rd, Decorah, IA worth?

The TopHap Estimate for 732 Ridge Rd, Decorah, IA is $440,468 as of Jul 14, 2026. The likely range is $378,529 to $502,407. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 732 Ridge Rd, Decorah, IA last sell?

732 Ridge Rd, Decorah, IA last sold on May 20, 2020 for $250,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 732 Ridge Rd, Decorah, IA?

732 Ridge Rd, Decorah, IA has 4 bedrooms, 4 bathrooms, 2,212 square feet of living space and a 0.31-acre lot.

When was 732 Ridge Rd, Decorah, IA built?

732 Ridge Rd, Decorah, IA was built in 1987, making it 39 years old. The building has 2 stories.

How does 732 Ridge Rd, Decorah, IA compare to other homes in Decorah 52101?

Among the 5,096 homes in Decorah 52101, it is worth more than 87% of them ($440,468 against a typical $256,059), its price per square foot is higher than 64% of them ($199 against a typical $173), it is bigger than 86% of them (2,212 ft² against a typical 1,525 ft²), its lot is bigger than 38% of them (0.31 ac against a typical 0.47 ac) and it is newer than 66% of them (1987 against a typical 1967). Measured against all of Winneshiek County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 732 Ridge Rd, Decorah, IA?

The 2024 property tax bill for 732 Ridge Rd, Decorah, IA was $6,552. The county assessed it at $405,110.

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