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Single Family ResidenceResidential
$193,011$164 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $170,000 on Dec 7, 2023

732 UNION ST

GAFFNEY, SC 29340
0
Baths
1,176 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$193K
$185K low$201K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · Dec 7, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$20,141
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$16,113
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.95%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$166,920
NEIGHBORS BANK · recorded Dec 7, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$5,950
NEIGHBORS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,258 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,840 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,360
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$5,480
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$170,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHEROKEE
Lot (acres)The size of the land the home sits on, from county records.0.47
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Limestone-Central Elementary SchoolD
Elementary · Grades PK–5 · 1.8 mi
H
Gaffney High SchoolD+
High · Grades 9–12 · 2.3 mi

District: Cherokee County School District

Neighborhood · ZIP 29340These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.21,751
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.132 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,520
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58,363
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

732 Union St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 84% of homes in Gaffney 29340
  • Smaller than 68% of homes in Cherokee County
  • Has a smaller lot than 76% of homes in Cherokee County
  • Older than 85% of homes in Cherokee County

What homes are worth in Gaffney 29340

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$456K

This home is worth more than 64% of homes in Gaffney 29340.

How it measures up in Gaffney 29340

The dot is this home. The mark in the middle is the typical home in Gaffney 29340.

Estimated value$193,011
CheaperTypical $156,422Pricier

Pricier than 64% of homes nearby

Price per ft²$164
CheaperTypical $120Pricier

Pricier than 84% of homes nearby

Living area1,176 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.47 ac
SmallerTypical 0.71 acBigger

Bigger than 38% of homes nearby

Year built1955
OlderTypical 1975Newer

Newer than 22% of homes nearby

How 732 Union St ranks against every home in each area.
MeasureThis homeGaffney 29340Cherokee County
Estimated valuepricier than$193,01164% of homes50% of homes
Price per ft²pricier than$16484% of homes73% of homes
Living areabigger than1,176 ft²39% of homes32% of homes
Lot sizebigger than0.47 ac38% of homes24% of homes
Year builtnewer than195522% of homes15% of homes

About 732 Union St

How much is 732 Union St, Gaffney, SC worth?

The TopHap Estimate for 732 Union St, Gaffney, SC is $193,011 as of Jul 14, 2026. The likely range is $185,020 to $201,002. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 732 Union St, Gaffney, SC last sell?

732 Union St, Gaffney, SC last sold on Dec 7, 2023 for $170,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 732 Union St, Gaffney, SC?

732 Union St, Gaffney, SC has 1,176 square feet of living space and a 0.47-acre lot.

When was 732 Union St, Gaffney, SC built?

732 Union St, Gaffney, SC was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 732 Union St, Gaffney, SC?

732 Union St, Gaffney, SC is assigned to Limestone-Central Elementary School (elementary), rated D; Gaffney High School (high), rated D+. All sit in Cherokee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 732 Union St, Gaffney, SC compare to other homes in Gaffney 29340?

Among the 8,040 homes in Gaffney 29340, it is worth more than 64% of them ($193,011 against a typical $156,422), its price per square foot is higher than 84% of them ($164 against a typical $120), it is bigger than 39% of them (1,176 ft² against a typical 1,300 ft²), its lot is bigger than 38% of them (0.47 ac against a typical 0.71 ac) and it is newer than 22% of them (1955 against a typical 1975). Measured against all of Cherokee County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 732 Union St, Gaffney, SC?

The 2025 property tax bill for 732 Union St, Gaffney, SC was $1,258. The county assessed it at $6,840.

Closest homes

More homes in Gaffney 29340

Assigned schools

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