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Single Family ResidenceResidential
$294,371$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $222,000 on Dec 27, 2021

7378 STATE ROUTE 40

FORT ANN, NY 12827
3
Beds
2 / 1
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$294K
$285K low$304K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$222,000 · Dec 27, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$116,771
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$93,417
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$177,600
HOMESTEAD FUNDING CORP · P · recorded Dec 27, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,835 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$268,300 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$232,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$268,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$268,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWashington
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.3.60
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 160 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Floyd Harwood Elementary SchoolB
Elementary · Grades PK–5 · 3.0 mi
M
Hartford Middle/High SchoolA-
Middle · Grades 6–12 · 3.0 mi

District: Hartford Central School District

Neighborhood · ZIP 12827These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,602
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,600
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,426
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7378 State Route 40 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Washington County
  • Costs more per square foot than 80% of homes in Washington County
  • Has a bigger lot than 70% of homes in Washington County
  • Newer than 72% of homes in Washington County

What homes are worth in Fort Ann 12827

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$726K

This home is worth more than 54% of homes in Fort Ann 12827.

How it measures up in Fort Ann 12827

The dot is this home. The mark in the middle is the typical home in Fort Ann 12827.

Estimated value$294,371
CheaperTypical $283,716Pricier

Pricier than 54% of homes nearby

Price per ft²$219
CheaperTypical $196Pricier

Pricier than 63% of homes nearby

Living area1,344 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 46% of homes nearby

Lot size3.6 ac
SmallerTypical 1.6 acBigger

Bigger than 69% of homes nearby

Year built1987
OlderTypical 1979Newer

Newer than 62% of homes nearby

How 7378 State Route 40 ranks against every home in each area.
MeasureThis homeFort Ann 12827Washington County
Estimated valuepricier than$294,37154% of homes68% of homes
Price per ft²pricier than$21963% of homes80% of homes
Living areabigger than1,344 ft²46% of homes39% of homes
Lot sizebigger than3.6 ac69% of homes70% of homes
Year builtnewer than198762% of homes72% of homes

About 7378 State Route 40

How much is 7378 State Route 40, Fort Ann, NY worth?

The TopHap Estimate for 7378 State Route 40, Fort Ann, NY is $294,371 as of Jul 14, 2026. The likely range is $284,833 to $303,909. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7378 State Route 40, Fort Ann, NY last sell?

7378 State Route 40, Fort Ann, NY last sold on Dec 27, 2021 for $222,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 7378 State Route 40, Fort Ann, NY?

7378 State Route 40, Fort Ann, NY has 3 bedrooms, 2 bathrooms, 1,344 square feet of living space and a 3.60-acre lot.

When was 7378 State Route 40, Fort Ann, NY built?

7378 State Route 40, Fort Ann, NY was built in 1987, making it 39 years old. It is a ranch home. The building has 1 story.

What schools serve 7378 State Route 40, Fort Ann, NY?

7378 State Route 40, Fort Ann, NY is assigned to Floyd Harwood Elementary School (elementary), rated B; Hartford Middle/High School (middle), rated A-. All sit in Hartford Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7378 State Route 40, Fort Ann, NY compare to other homes in Fort Ann 12827?

Among the 1,865 homes in Fort Ann 12827, it is worth more than 54% of them ($294,371 against a typical $283,716), its price per square foot is higher than 63% of them ($219 against a typical $196), it is bigger than 46% of them (1,344 ft² against a typical 1,404 ft²), its lot is bigger than 69% of them (3.6 ac against a typical 1.6 ac) and it is newer than 62% of them (1987 against a typical 1979). Measured against all of Washington County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7378 State Route 40, Fort Ann, NY?

The 2024 property tax bill for 7378 State Route 40, Fort Ann, NY was $6,835. The county assessed it at $268,300.

Closest homes

More homes in Fort Ann 12827

Assigned schools

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