Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$423,412$170 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $30,000 on Oct 17, 1997

74 PROSPECT ST

PLAINFIELD, MA 01070
3
Beds
1.5
Baths
2,498 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.54 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$423K
$326K low$521K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$30,000 · Oct 17, 1997
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$124,412
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$99,530
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$239,000
CITIMORTGAGE INC · recorded Dec 26, 2001
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
GREENFIELD COOPERATIVE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,081 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$491,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$44,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$446,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$429,020

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.29 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyHAMPSHIRE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2003
Lot (acres)The size of the land the home sits on, from county records.6.54
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sanderson AcademyC
Elementary · Grades PK–6 · 6.7 mi
M
Mohawk Trail Regional SchoolC-
Middle · Grades 7–12 · 11.6 mi

District: Mohawk Trail School District

Neighborhood · ZIP 01070These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.166
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.692
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,448
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,934
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

74 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Plainfield 01070
  • Costs less per square foot than 96% of homes in Hampshire County
  • Bigger than 87% of homes in Plainfield 01070
  • Has a bigger lot than 90% of homes in Hampshire County
  • Newer than 86% of homes in Hampshire County

What homes are worth in Plainfield 01070

Each bar is how many homes fall in that price range. The marker is this home.

This home
$95K$619K

This home is worth more than 80% of homes in Plainfield 01070.

How it measures up in Plainfield 01070

The dot is this home. The mark in the middle is the typical home in Plainfield 01070.

Estimated value$423,412
CheaperTypical $299,059Pricier

Pricier than 80% of homes nearby

Price per ft²$170
CheaperTypical $199Pricier

Pricier than 35% of homes nearby

Living area2,498 ft²
SmallerTypical 1,676 ft²Bigger

Bigger than 87% of homes nearby

Lot size6.54 ac
SmallerTypical 5.61 acBigger

Bigger than 56% of homes nearby

Year built1999
OlderTypical 1974Newer

Newer than 85% of homes nearby

How 74 Prospect St ranks against every home in each area.
MeasureThis homePlainfield 01070Hampshire County
Estimated valuepricier than$423,41280% of homes46% of homes
Price per ft²pricier than$17035% of homes4% of homes
Living areabigger than2,498 ft²87% of homes83% of homes
Lot sizebigger than6.54 ac56% of homes90% of homes
Year builtnewer than199985% of homes86% of homes

About 74 Prospect St

How much is 74 Prospect St, Plainfield, MA worth?

The TopHap Estimate for 74 Prospect St, Plainfield, MA is $423,412 as of Jul 14, 2026. The likely range is $325,997 to $520,827. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 74 Prospect St, Plainfield, MA last sell?

74 Prospect St, Plainfield, MA last sold on Oct 17, 1997 for $30,000, according to the county's recorded deed.

How big is 74 Prospect St, Plainfield, MA?

74 Prospect St, Plainfield, MA has 3 bedrooms, 1.5 bathrooms, 2,498 square feet of living space and a 6.54-acre lot.

When was 74 Prospect St, Plainfield, MA built?

74 Prospect St, Plainfield, MA was built in 1999, making it 27 years old. It is a contemporary home. The building has 2 stories.

What schools serve 74 Prospect St, Plainfield, MA?

74 Prospect St, Plainfield, MA is assigned to Sanderson Academy (elementary), rated C; Mohawk Trail Regional School (middle), rated C-. All sit in Mohawk Trail School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 74 Prospect St, Plainfield, MA compare to other homes in Plainfield 01070?

Among the 323 homes in Plainfield 01070, it is worth more than 80% of them ($423,412 against a typical $299,059), its price per square foot is higher than 35% of them ($170 against a typical $199), it is bigger than 87% of them (2,498 ft² against a typical 1,676 ft²), its lot is bigger than 56% of them (6.54 ac against a typical 5.61 ac) and it is newer than 85% of them (1999 against a typical 1974). Measured against all of Hampshire County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 74 Prospect St, Plainfield, MA?

The 2025 property tax bill for 74 Prospect St, Plainfield, MA was $9,081. The county assessed it at $491,400.

Closest homes

More homes in Plainfield 01070

Assigned schools

Explore the area

See this home in context

Open 74 Prospect St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map