Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$6,537,381$20,820 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $5,650,000 on Jan 13, 2021

7499 VISTA RANCHO CT

RANCHO SANTA FE, CA 92091
8
Beds
9.5
Baths
314 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$6.5M
$6.1M low$7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$5,650,000 · Jan 13, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$474,881
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$379,905
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.82%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$4,237,500
CITIZENS BANK NA · 2.37% 1 · recorded Jan 13, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,825,000
CITIZENS BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$66,915 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$6,238,054 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,656,120
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,581,934
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,115,741

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
92
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
41
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
17
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
87
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
R. Roger Rowe Elementary SchoolA
Elementary · Grades KG–5 · 2.3 mi
M
R. Roger Rowe Middle SchoolA+
Middle · Grades 6–8 · 2.3 mi
H
Torrey Pines High SchoolA+
High · Grades 9–12 · 6.3 mi

District: Rancho Santa Fe Elementary School District

Neighborhood · ZIP 92091These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.236

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.765
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.472 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$167,259
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$232,218
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7499 Vista Rancho Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in San Diego County
  • Among the highest price per square foot in Rancho Santa Fe 92091
  • Among the smallest homes in San Diego County
  • Has a bigger lot than 81% of homes in San Diego County
  • Among the newest homes in Rancho Santa Fe 92091

What homes are worth in Rancho Santa Fe 92091

Each bar is how many homes fall in that price range. The marker is this home.

This home
$1M$8M

This home is worth more than 92% of homes in Rancho Santa Fe 92091.

How it measures up in Rancho Santa Fe 92091

The dot is this home. The mark in the middle is the typical home in Rancho Santa Fe 92091.

Estimated value$6,537,381
CheaperTypical $2,975,119Pricier

Pricier than 92% of homes nearby

Price per ft²$20820
CheaperTypical $921Pricier

Pricier than almost all homes nearby

Living area314 ft²
SmallerTypical 3,064 ft²Bigger

Smaller than almost all homes nearby

Lot size2 ac
SmallerTypical 1 acBigger

Bigger than 62% of homes nearby

Year built2020
OlderTypical 1988Newer

Newer than almost all homes nearby

How 7499 Vista Rancho Ct ranks against every home in each area.
MeasureThis homeRancho Santa Fe 92091San Diego County
Estimated valuepricier than$6,537,38192% of homesalmost all homes
Price per ft²pricier than$20820almost all homesalmost all homes
Living areabigger than314 ft²almost no homesalmost no homes
Lot sizebigger than2 ac62% of homes81% of homes
Year builtnewer than2020almost all homes98% of homes

About 7499 Vista Rancho Ct

How much is 7499 Vista Rancho Ct, Rancho Santa Fe, CA worth?

The TopHap Estimate for 7499 Vista Rancho Ct, Rancho Santa Fe, CA is $6,537,381 as of Jul 14, 2026. The likely range is $6,079,289 to $6,995,473. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7499 Vista Rancho Ct, Rancho Santa Fe, CA last sell?

7499 Vista Rancho Ct, Rancho Santa Fe, CA last sold on Jan 13, 2021 for $5,650,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 7499 Vista Rancho Ct, Rancho Santa Fe, CA?

7499 Vista Rancho Ct, Rancho Santa Fe, CA has 8 bedrooms, 9.5 bathrooms and 314 square feet of living space.

When was 7499 Vista Rancho Ct, Rancho Santa Fe, CA built?

7499 Vista Rancho Ct, Rancho Santa Fe, CA was built in 2020, making it 6 years old.

What schools serve 7499 Vista Rancho Ct, Rancho Santa Fe, CA?

7499 Vista Rancho Ct, Rancho Santa Fe, CA is assigned to R. Roger Rowe Elementary School (elementary), rated A; R. Roger Rowe Middle School (middle), rated A+; Torrey Pines High School (high), rated A+. All sit in Rancho Santa Fe Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7499 Vista Rancho Ct, Rancho Santa Fe, CA compare to other homes in Rancho Santa Fe 92091?

Among the 1,269 homes in Rancho Santa Fe 92091, it is worth more than 92% of them ($6,537,381 against a typical $2,975,119), its price per square foot is higher than almost all of them ($20820 against a typical $921), it is bigger than almost none of them (314 ft² against a typical 3,064 ft²), its lot is bigger than 62% of them (2 ac against a typical 1 ac) and it is newer than almost all of them (2020 against a typical 1988). Measured against all of San Diego County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7499 Vista Rancho Ct, Rancho Santa Fe, CA?

The 2025 property tax bill for 7499 Vista Rancho Ct, Rancho Santa Fe, CA was $66,915. The county assessed it at $6,238,054.

Closest homes

More homes in Rancho Santa Fe 92091

Assigned schools

Explore the area

See this home in context

Open 7499 Vista Rancho Ct on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map