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Single Family ResidenceResidential
$460,749$285 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $475,000 on Jul 1, 2024

7514 RURAL POINT RD

MECHANICSVILLE, VA 23116
3
Beds
2.5
Baths
1,616 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$461K
$386K low$535K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$475,000 · Jul 1, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$104,499
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$83,599
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$356,250
CHAMPIONS FUNDING LLC · recorded Jul 1, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,842 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$474,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$156,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$317,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$432,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$474,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
32
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHANOVER
Lot (acres)The size of the land the home sits on, from county records.7.90
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 225 ft²Patio · 320 ft²Porch · 288 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Oak Knoll Middle SchoolA
Middle · Grades 6–8 · 1.4 mi
E
Rural Point Elementary SchoolA+
Elementary · Grades PK–5 · 1.4 mi
H
Hanover High SchoolB
High · Grades 9–12 · 1.6 mi

District: Hanover County Public Schools

Neighborhood · ZIP 23116These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,305
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.513 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$133,802
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$151,028
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7514 Rural Point Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Hanover County
  • Costs more per square foot than 96% of homes in Mechanicsville 23116
  • Smaller than 82% of homes in Mechanicsville 23116
  • Has a bigger lot than 95% of homes in Mechanicsville 23116
  • Older than 72% of homes in Mechanicsville 23116

What homes are worth in Mechanicsville 23116

Each bar is how many homes fall in that price range. The marker is this home.

This home
$208K$796K

This home is worth more than 63% of homes in Mechanicsville 23116.

How it measures up in Mechanicsville 23116

The dot is this home. The mark in the middle is the typical home in Mechanicsville 23116.

Estimated value$460,749
CheaperTypical $410,686Pricier

Pricier than 63% of homes nearby

Price per ft²$285
CheaperTypical $181Pricier

Pricier than 96% of homes nearby

Living area1,616 ft²
SmallerTypical 2,288 ft²Bigger

Bigger than 18% of homes nearby

Lot size7.9 ac
SmallerTypical 0.44 acBigger

Bigger than 95% of homes nearby

Year built1985
OlderTypical 1995Newer

Newer than 28% of homes nearby

How 7514 Rural Point Rd ranks against every home in each area.
MeasureThis homeMechanicsville 23116Hanover County
Estimated valuepricier than$460,74963% of homes71% of homes
Price per ft²pricier than$28596% of homes93% of homes
Living areabigger than1,616 ft²18% of homes32% of homes
Lot sizebigger than7.9 ac95% of homes87% of homes
Year builtnewer than198528% of homes36% of homes

About 7514 Rural Point Rd

How much is 7514 Rural Point Rd, Mechanicsville, VA worth?

The TopHap Estimate for 7514 Rural Point Rd, Mechanicsville, VA is $460,749 as of Jul 14, 2026. The likely range is $386,263 to $535,235. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7514 Rural Point Rd, Mechanicsville, VA last sell?

7514 Rural Point Rd, Mechanicsville, VA last sold on Jul 1, 2024 for $475,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 7514 Rural Point Rd, Mechanicsville, VA?

7514 Rural Point Rd, Mechanicsville, VA has 3 bedrooms, 2.5 bathrooms, 1,616 square feet of living space and a 7.90-acre lot.

When was 7514 Rural Point Rd, Mechanicsville, VA built?

7514 Rural Point Rd, Mechanicsville, VA was built in 1985, making it 41 years old. It is a ranch home. The building has 1 story.

What schools serve 7514 Rural Point Rd, Mechanicsville, VA?

7514 Rural Point Rd, Mechanicsville, VA is assigned to Oak Knoll Middle School (middle), rated A; Rural Point Elementary School (elementary), rated A+; Hanover High School (high), rated B. All sit in Hanover County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7514 Rural Point Rd, Mechanicsville, VA compare to other homes in Mechanicsville 23116?

Among the 13,522 homes in Mechanicsville 23116, it is worth more than 63% of them ($460,749 against a typical $410,686), its price per square foot is higher than 96% of them ($285 against a typical $181), it is bigger than 18% of them (1,616 ft² against a typical 2,288 ft²), its lot is bigger than 95% of them (7.9 ac against a typical 0.44 ac) and it is newer than 28% of them (1985 against a typical 1995). Measured against all of Hanover County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7514 Rural Point Rd, Mechanicsville, VA?

The 2026 property tax bill for 7514 Rural Point Rd, Mechanicsville, VA was $3,842. The county assessed it at $474,300.

Closest homes

More homes in Mechanicsville 23116

Assigned schools

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