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Single Family ResidenceResidential
$422,142$314 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $242,000 on Jul 26, 2018

76 RAMSAY ST

MANCHESTER, NH 03103
3
Beds
1
Baths
1,346 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$422K
$404K low$440K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$242,000 · Jul 26, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$135,391
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$108,313
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$260,000
UNITED WHOLESALE MORTGAGE · R · recorded Feb 17, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$26,751
SECRETARY HOUSING URBAN DEVELOPMENT

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,619 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$287,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$93,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$193,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$354,065

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
11
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyHILLSBOROUGH
Lot (acres)The size of the land the home sits on, from county records.0.12
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bakersville Elementary SchoolD+
Elementary · Grades KG–4 · 0.3 mi
M
Southside Middle SchoolD
Middle · Grades 5–8 · 1.1 mi
H
Manchester Memorial High SchoolD+
High · Grades 9–12 · 1.3 mi

District: Manchester School District

Neighborhood · ZIP 03103These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.39,342
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,764 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,855
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,864
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

76 Ramsay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Bakersville
  • Smaller than 70% of homes in Hillsborough County
  • Has a smaller lot than 95% of homes in Hillsborough County
  • Older than 80% of homes in Hillsborough County

What homes are worth in Manchester 03103

Each bar is how many homes fall in that price range. The marker is this home.

This home
$189K$554K

This home is worth more than 74% of homes in Manchester 03103.

How it measures up in Manchester 03103

The dot is this home. The mark in the middle is the typical home in Manchester 03103.

Estimated value$422,142
CheaperTypical $382,451Pricier

Pricier than 74% of homes nearby

Price per ft²$314
CheaperTypical $307Pricier

Pricier than 54% of homes nearby

Living area1,346 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.11 ac
SmallerTypical 0.16 acBigger

Bigger than 13% of homes nearby

Year built1950
OlderTypical 1954Newer

Newer than 46% of homes nearby

How 76 Ramsay St ranks against every home in each area.
MeasureThis homeBakersvilleManchester 03103Hillsborough County
Estimated valuepricier than$422,14283% of homes74% of homes31% of homes
Price per ft²pricier than$31464% of homes54% of homes61% of homes
Living areabigger than1,346 ft²40% of homes50% of homes30% of homes
Lot sizebigger than0.11 ac28% of homes13% of homes5% of homes
Year builtnewer than195054% of homes46% of homes20% of homes

About 76 Ramsay St

How much is 76 Ramsay St, Manchester, NH worth?

The TopHap Estimate for 76 Ramsay St, Manchester, NH is $422,142 as of Jul 14, 2026. The likely range is $403,936 to $440,348. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 76 Ramsay St, Manchester, NH last sell?

76 Ramsay St, Manchester, NH last sold on Jul 26, 2018 for $242,000, according to the county's recorded deed.

How big is 76 Ramsay St, Manchester, NH?

76 Ramsay St, Manchester, NH has 3 bedrooms, 1 bathrooms, 1,346 square feet of living space and a 0.12-acre lot.

When was 76 Ramsay St, Manchester, NH built?

76 Ramsay St, Manchester, NH was built in 1950, making it 76 years old. It is a cape cod home. The building has 1 story.

What schools serve 76 Ramsay St, Manchester, NH?

76 Ramsay St, Manchester, NH is assigned to Bakersville Elementary School (elementary), rated D+; Southside Middle School (middle), rated D; Manchester Memorial High School (high), rated D+. All sit in Manchester School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 76 Ramsay St, Manchester, NH compare to other homes in Manchester 03103?

Among the 9,024 homes in Manchester 03103, it is worth more than 74% of them ($422,142 against a typical $382,451), its price per square foot is higher than 54% of them ($314 against a typical $307), it is bigger than 50% of them (1,346 ft² against a typical 1,344 ft²), its lot is bigger than 13% of them (0.11 ac against a typical 0.16 ac) and it is newer than 46% of them (1950 against a typical 1954). Measured against all of Hillsborough County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 76 Ramsay St, Manchester, NH?

The 2024 property tax bill for 76 Ramsay St, Manchester, NH was $5,619. The county assessed it at $287,000.

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