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Seasonal, Cabin, Vacation ResidenceResidential
Last sold for $310,000 on Mar 10, 2026

7640 STATE HIGHWAY 28

RICHFIELD SPRINGS, NY 13439
2
Beds
1
Baths
544 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$310,000 · Mar 10, 2026

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$51,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$127,182

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
90
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.110 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyOtsego
Lot (acres)The size of the land the home sits on, from county records.0.11
HeatingThe type of heating system in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 144 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Richfield Springs Elementary SchoolB
Elementary · Grades PK–6 · 4.3 mi

District: Richfield Springs Central School District

Neighborhood · ZIP 13439These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,769
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,992
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,755
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7640 State Highway 28 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 98% of homes in Otsego County
  • Has a smaller lot than 97% of homes in Richfield Springs 13439

How it measures up in Richfield Springs 13439

The dot is this home. The mark in the middle is the typical home in Richfield Springs 13439.

Living area544 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.11 ac
SmallerTypical 1 acBigger

Bigger than 3% of homes nearby

Year built1930
OlderTypical 1958Newer

Newer than 41% of homes nearby

How 7640 State Highway 28 ranks against every home in each area.
MeasureThis homeRichfield Springs 13439Otsego County
Living areabigger than544 ft²3% of homes2% of homes
Lot sizebigger than0.11 ac3% of homes4% of homes
Year builtnewer than193041% of homes42% of homes

About 7640 State Highway 28

When did 7640 State Highway 28, Richfield Springs, NY last sell?

7640 State Highway 28, Richfield Springs, NY last sold on Mar 10, 2026 for $310,000, according to the county's recorded deed.

How big is 7640 State Highway 28, Richfield Springs, NY?

7640 State Highway 28, Richfield Springs, NY has 2 bedrooms, 1 bathrooms, 544 square feet of living space and a 0.11-acre lot.

When was 7640 State Highway 28, Richfield Springs, NY built?

7640 State Highway 28, Richfield Springs, NY was built in 1930, making it 96 years old. It is a cottage home. The building has 1 story.

What schools serve 7640 State Highway 28, Richfield Springs, NY?

7640 State Highway 28, Richfield Springs, NY is assigned to Richfield Springs Elementary School (elementary), rated B. All sit in Richfield Springs Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7640 State Highway 28, Richfield Springs, NY compare to other homes in Richfield Springs 13439?

Among the 2,097 homes in Richfield Springs 13439, it is bigger than 3% of them (544 ft² against a typical 1,500 ft²), its lot is bigger than 3% of them (0.11 ac against a typical 1 ac) and it is newer than 41% of them (1930 against a typical 1958). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on State Highway 28

Closest homes

More homes in Richfield Springs 13439

Assigned schools

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