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Single Family ResidenceResidential
$367,278$196 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

7645 STATE ROUTE 161

GERMANTOWN, IL 62245
1.5
Baths
1,878 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$367K
$312K low$422K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$307,278
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$245,822
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
FIRST COUNTY BANK · recorded Mar 27, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,026 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$110,090 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,560
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$96,530
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$100,080
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$330,270

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLINTON
Lot (acres)The size of the land the home sits on, from county records.3.40
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Germantown Elementary SchoolA-
Elementary · Grades PK–8 · 1.3 mi
H
Central Community High SchoolA-
High · Grades 9–12 · 4.0 mi

District: Central Community High School District 71

Neighborhood · ZIP 62245These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.172

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,633
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.121 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,691
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,174
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7645 State Route 161 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Germantown 62245
  • Costs more per square foot than 88% of homes in Clinton County
  • Bigger than 70% of homes in Germantown 62245
  • Has a bigger lot than 84% of homes in Clinton County
  • Newer than 75% of homes in Germantown 62245

What homes are worth in Germantown 62245

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$485K

This home is worth more than 88% of homes in Germantown 62245.

How it measures up in Germantown 62245

The dot is this home. The mark in the middle is the typical home in Germantown 62245.

Estimated value$367,278
CheaperTypical $239,756Pricier

Pricier than 88% of homes nearby

Price per ft²$196
CheaperTypical $153Pricier

Pricier than 82% of homes nearby

Living area1,878 ft²
SmallerTypical 1,626 ft²Bigger

Bigger than 70% of homes nearby

Lot size3.4 ac
SmallerTypical 0.46 acBigger

Bigger than 83% of homes nearby

Year built1993
OlderTypical 1974Newer

Newer than 75% of homes nearby

How 7645 State Route 161 ranks against every home in each area.
MeasureThis homeGermantown 62245Clinton County
Estimated valuepricier than$367,27888% of homes88% of homes
Price per ft²pricier than$19682% of homes88% of homes
Living areabigger than1,878 ft²70% of homes70% of homes
Lot sizebigger than3.4 ac83% of homes84% of homes
Year builtnewer than199375% of homes72% of homes

About 7645 State Route 161

How much is 7645 State Route 161, Germantown, IL worth?

The TopHap Estimate for 7645 State Route 161, Germantown, IL is $367,278 as of Jun 23, 2026. The likely range is $312,186 to $422,369. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7645 State Route 161, Germantown, IL last sell?

7645 State Route 161, Germantown, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 7645 State Route 161, Germantown, IL?

7645 State Route 161, Germantown, IL has 1.5 bathrooms, 1,878 square feet of living space and a 3.40-acre lot.

When was 7645 State Route 161, Germantown, IL built?

7645 State Route 161, Germantown, IL was built in 1993, making it 33 years old. The building has 1 story.

What schools serve 7645 State Route 161, Germantown, IL?

7645 State Route 161, Germantown, IL is assigned to Germantown Elementary School (elementary), rated A-; Central Community High School (high), rated A-. All sit in Central Community High School District 71. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7645 State Route 161, Germantown, IL compare to other homes in Germantown 62245?

Among the 825 homes in Germantown 62245, it is worth more than 88% of them ($367,278 against a typical $239,756), its price per square foot is higher than 82% of them ($196 against a typical $153), it is bigger than 70% of them (1,878 ft² against a typical 1,626 ft²), its lot is bigger than 83% of them (3.4 ac against a typical 0.46 ac) and it is newer than 75% of them (1993 against a typical 1974). Measured against all of Clinton County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7645 State Route 161, Germantown, IL?

The 2024 property tax bill for 7645 State Route 161, Germantown, IL was $6,026. The county assessed it at $110,090.

Closest homes

More homes in Germantown 62245

Assigned schools

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