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Single Family ResidenceResidential
$812,764$208 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

765 ROCK CREEK PENNINSULA

ARLEY, AL 35541
1
Baths
3,916 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.9 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$813K
$600K low$1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$133,687
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$106,950
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$359,000
TRADITIONS BANK · recorded Aug 17, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$320,077
ROCKET MORTGAGE LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,220 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$103,960 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$97,160
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,088,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.63 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWinston
Lot (acres)The size of the land the home sits on, from county records.0.90
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 34 ft²Porch · 255 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Meek Elementary SchoolA
Elementary · Grades PK–4 · 2.9 mi
M
Meek High SchoolB-
Middle · Grades 5–12 · 2.9 mi

District: Winston County School District

Neighborhood · ZIP 35541These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.155
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.58%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,861
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.52 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,589
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,860
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

765 Rock Creek Penninsula measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Winston County
  • Costs less per square foot than 74% of homes in Arley 35541
  • Bigger than 97% of homes in Winston County
  • Has a smaller lot than 65% of homes in Arley 35541
  • Newer than 88% of homes in Winston County

What homes are worth in Arley 35541

Each bar is how many homes fall in that price range. The marker is this home.

This home
$99K$1.6M

This home is worth more than 72% of homes in Arley 35541.

How it measures up in Arley 35541

The dot is this home. The mark in the middle is the typical home in Arley 35541.

Estimated value$812,764
CheaperTypical $571,000Pricier

Pricier than 72% of homes nearby

Price per ft²$208
CheaperTypical $291Pricier

Pricier than 26% of homes nearby

Living area3,916 ft²
SmallerTypical 1,716 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.9 ac
SmallerTypical 1.2 acBigger

Bigger than 35% of homes nearby

Year built2009
OlderTypical 1998Newer

Newer than 80% of homes nearby

How 765 Rock Creek Penninsula ranks against every home in each area.
MeasureThis homeArley 35541Winston County
Estimated valuepricier than$812,76472% of homes90% of homes
Price per ft²pricier than$20826% of homes66% of homes
Living areabigger than3,916 ft²94% of homes97% of homes
Lot sizebigger than0.9 ac35% of homes35% of homes
Year builtnewer than200980% of homes88% of homes

About 765 Rock Creek Penninsula

How much is 765 Rock Creek Penninsula, Arley, AL worth?

The TopHap Estimate for 765 Rock Creek Penninsula, Arley, AL is $812,764 as of Jul 14, 2026. The likely range is $599,990 to $1,025,538. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 765 Rock Creek Penninsula, Arley, AL last sell?

765 Rock Creek Penninsula, Arley, AL last sold on Nov 23, 2005, according to the county's recorded deed.

How big is 765 Rock Creek Penninsula, Arley, AL?

765 Rock Creek Penninsula, Arley, AL has 1 bathrooms, 3,916 square feet of living space and a 0.90-acre lot.

When was 765 Rock Creek Penninsula, Arley, AL built?

765 Rock Creek Penninsula, Arley, AL was built in 2009, making it 17 years old. The building has 2 stories.

What schools serve 765 Rock Creek Penninsula, Arley, AL?

765 Rock Creek Penninsula, Arley, AL is assigned to Meek Elementary School (elementary), rated A; Meek High School (middle), rated B-. All sit in Winston County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 765 Rock Creek Penninsula, Arley, AL compare to other homes in Arley 35541?

Among the 2,422 homes in Arley 35541, it is worth more than 72% of them ($812,764 against a typical $571,000), its price per square foot is higher than 26% of them ($208 against a typical $291), it is bigger than 94% of them (3,916 ft² against a typical 1,716 ft²), its lot is bigger than 35% of them (0.9 ac against a typical 1.2 ac) and it is newer than 80% of them (2009 against a typical 1998). Measured against all of Winston County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 765 Rock Creek Penninsula, Arley, AL?

The 2025 property tax bill for 765 Rock Creek Penninsula, Arley, AL was $2,220. The county assessed it at $103,960.

Closest homes

More homes in Arley 35541

Assigned schools

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