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Single Family ResidenceResidential
$205,521$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $122,500 on Oct 22, 2021

778 ROCKFORK RD

MOREHEAD, KY 40351
1
Beds
1
Baths
1,928 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.55 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$206K
$179K low$232K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$122,500 · Oct 22, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$85,241
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$68,193
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,280
REPUBLIC STATE MORTGAGE CO · recorded Oct 22, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,025 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$122,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$107,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$122,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$122,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRowan
Lot (acres)The size of the land the home sits on, from county records.3.55
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Gas
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tilden Hogge Elementary SchoolB-
Elementary · Grades KG–5 · 1.4 mi
M
Rowan County Middle SchoolC
Middle · Grades 6–8 · 6.7 mi
H
Rowan County Senior High SchoolB-
High · Grades 9–12 · 6.9 mi

District: Rowan County School District

Neighborhood · ZIP 40351These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.167
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.22,387
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.86 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,466
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,801
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

778 Rockfork Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 70% of homes in Morehead 40351
  • Bigger than 78% of homes in Morehead 40351

What homes are worth in Morehead 40351

Each bar is how many homes fall in that price range. The marker is this home.

This home
$19K$523K

This home is worth more than 64% of homes in Morehead 40351.

How it measures up in Morehead 40351

The dot is this home. The mark in the middle is the typical home in Morehead 40351.

Estimated value$205,521
CheaperTypical $160,678Pricier

Pricier than 64% of homes nearby

Price per ft²$107
CheaperTypical $127Pricier

Pricier than 30% of homes nearby

Living area1,928 ft²
SmallerTypical 1,372 ft²Bigger

Bigger than 78% of homes nearby

Lot size3.55 ac
SmallerTypical 2 acBigger

Bigger than 61% of homes nearby

How 778 Rockfork Rd ranks against every home in each area.
MeasureThis homeMorehead 40351
Estimated valuepricier than$205,52164% of homes
Price per ft²pricier than$10730% of homes
Living areabigger than1,928 ft²78% of homes
Lot sizebigger than3.55 ac61% of homes

About 778 Rockfork Rd

How much is 778 Rockfork Rd, Morehead, KY worth?

The TopHap Estimate for 778 Rockfork Rd, Morehead, KY is $205,521 as of Jul 14, 2026. The likely range is $178,975 to $232,067. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 778 Rockfork Rd, Morehead, KY last sell?

778 Rockfork Rd, Morehead, KY last sold on Oct 22, 2021 for $122,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 778 Rockfork Rd, Morehead, KY?

778 Rockfork Rd, Morehead, KY has 1 bedrooms, 1 bathrooms, 1,928 square feet of living space and a 3.55-acre lot.

What schools serve 778 Rockfork Rd, Morehead, KY?

778 Rockfork Rd, Morehead, KY is assigned to Tilden Hogge Elementary School (elementary), rated B-; Rowan County Middle School (middle), rated C; Rowan County Senior High School (high), rated B-. All sit in Rowan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 778 Rockfork Rd, Morehead, KY compare to other homes in Morehead 40351?

Among the 8,854 homes in Morehead 40351, it is worth more than 64% of them ($205,521 against a typical $160,678), its price per square foot is higher than 30% of them ($107 against a typical $127), it is bigger than 78% of them (1,928 ft² against a typical 1,372 ft²) and its lot is bigger than 61% of them (3.55 ac against a typical 2 ac). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 778 Rockfork Rd, Morehead, KY?

The 2025 property tax bill for 778 Rockfork Rd, Morehead, KY was $1,025. The county assessed it at $122,500.

Closest homes

More homes in Morehead 40351

Assigned schools

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