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Single Family ResidenceResidential
$449,000$404 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $419,000 on Oct 10, 2023

7805 RICHARD DR

LUCERNE, CA 95458
2
Beds
2
Baths
1,112 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$449K
$397K low$501K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$419,000 · Oct 10, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$109,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$87,200
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$340,000
UNITED WHOLESALE MORTGAGE · recorded Jan 16, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,667 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$427,380 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$127,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$299,880
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$427,380

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
62
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
82
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLake
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Wall Unit
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lucerne Elementary SchoolD+
Elementary · Grades KG–8 · 3.5 mi
H
Upper Lake High SchoolD
High · Grades 9–12 · 11.5 mi

District: Upper Lake Union School District

Neighborhood · ZIP 95458These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.335

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.2,169
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.55 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,509
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7805 Richard Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Lucerne 95458
  • Among the highest price per square foot in Lucerne 95458
  • Smaller than 69% of homes in Lake County
  • Has a smaller lot than 73% of homes in Lake County
  • Newer than 65% of homes in Lucerne 95458

What homes are worth in Lucerne 95458

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$1.1M

This home is worth more than 86% of homes in Lucerne 95458.

How it measures up in Lucerne 95458

The dot is this home. The mark in the middle is the typical home in Lucerne 95458.

Estimated value$449,000
CheaperTypical $234,818Pricier

Pricier than 86% of homes nearby

Price per ft²$404
CheaperTypical $191Pricier

Pricier than almost all homes nearby

Living area1,112 ft²
SmallerTypical 1,191 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.17 ac
SmallerTypical 0.16 acBigger

Bigger than 51% of homes nearby

Year built1979
OlderTypical 1972Newer

Newer than 65% of homes nearby

How 7805 Richard Dr ranks against every home in each area.
MeasureThis homeLucerne 95458Lake County
Estimated valuepricier than$449,00086% of homes81% of homes
Price per ft²pricier than$404almost all homes96% of homes
Living areabigger than1,112 ft²42% of homes31% of homes
Lot sizebigger than0.17 ac51% of homes27% of homes
Year builtnewer than197965% of homes50% of homes

About 7805 Richard Dr

How much is 7805 Richard Dr, Lucerne, CA worth?

The TopHap Estimate for 7805 Richard Dr, Lucerne, CA is $449,000 as of Jul 14, 2026. The likely range is $396,778 to $501,222. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7805 Richard Dr, Lucerne, CA last sell?

7805 Richard Dr, Lucerne, CA last sold on Oct 10, 2023 for $419,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 7805 Richard Dr, Lucerne, CA?

7805 Richard Dr, Lucerne, CA has 2 bedrooms, 2 bathrooms, 1,112 square feet of living space and a 0.17-acre lot.

When was 7805 Richard Dr, Lucerne, CA built?

7805 Richard Dr, Lucerne, CA was built in 1979, making it 47 years old. The building has 1 story.

What schools serve 7805 Richard Dr, Lucerne, CA?

7805 Richard Dr, Lucerne, CA is assigned to Lucerne Elementary School (elementary), rated D+; Upper Lake High School (high), rated D. All sit in Upper Lake Union School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7805 Richard Dr, Lucerne, CA compare to other homes in Lucerne 95458?

Among the 1,597 homes in Lucerne 95458, it is worth more than 86% of them ($449,000 against a typical $234,818), its price per square foot is higher than almost all of them ($404 against a typical $191), it is bigger than 42% of them (1,112 ft² against a typical 1,191 ft²), its lot is bigger than 51% of them (0.17 ac against a typical 0.16 ac) and it is newer than 65% of them (1979 against a typical 1972). Measured against all of Lake County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7805 Richard Dr, Lucerne, CA?

The 2025 property tax bill for 7805 Richard Dr, Lucerne, CA was $4,667. The county assessed it at $427,380.

Closest homes

More homes in Lucerne 95458

Assigned schools

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