Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$466,750$243 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $55,000 on Dec 10, 2004

7904 TERRACE RIDGE DR

TEMPLE TERRACE, FL 33637
3
Beds
2
Baths
1,922 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$467K
$439K low$495K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$55,000 · Dec 10, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$80,488
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$64,390
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$222,262
FIRST FLORIDA BANK · recorded Dec 10, 2004
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$164,000
DITECH FINANCIAL LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,590 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$346,108 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$84,990
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$261,118
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$346,108
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$346,108

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyHILLSBOROUGH
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 330 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Greco Middle SchoolD
Middle · Grades 6–8 · 1.0 mi
E
Thonotosassa Elementary SchoolD+
Elementary · Grades KG–5 · 3.3 mi
H
Armwood High SchoolC-
High · Grades 9–12 · 5.8 mi

District: Hillsborough County School District

Neighborhood · ZIP 33637These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.190
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,795
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,414 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,767
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,742
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7904 Terrace Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Tampa 33637
  • Costs more per square foot than 89% of homes in Tampa 33637
  • Bigger than 83% of homes in Tampa 33637
  • Newer than 82% of homes in Tampa 33637

What homes are worth in Tampa 33637

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$509K

This home is worth more than 95% of homes in Tampa 33637.

How it measures up in Tampa 33637

The dot is this home. The mark in the middle is the typical home in Tampa 33637.

Estimated value$466,750
CheaperTypical $291,594Pricier

Pricier than 95% of homes nearby

Price per ft²$243
CheaperTypical $196Pricier

Pricier than 89% of homes nearby

Living area1,922 ft²
SmallerTypical 1,398 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.16 ac
SmallerTypical 0.14 acBigger

Bigger than 61% of homes nearby

Year built2005
OlderTypical 1989Newer

Newer than 82% of homes nearby

How 7904 Terrace Ridge Dr ranks against every home in each area.
MeasureThis homeTampa 33637Hillsborough County
Estimated valuepricier than$466,75095% of homes69% of homes
Price per ft²pricier than$24389% of homes64% of homes
Living areabigger than1,922 ft²83% of homes62% of homes
Lot sizebigger than0.16 ac61% of homes39% of homes
Year builtnewer than200582% of homes73% of homes

About 7904 Terrace Ridge Dr

How much is 7904 Terrace Ridge Dr, Temple Terrace, FL worth?

The TopHap Estimate for 7904 Terrace Ridge Dr, Temple Terrace, FL is $466,750 as of Jun 23, 2026. The likely range is $438,745 to $494,755. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7904 Terrace Ridge Dr, Temple Terrace, FL last sell?

7904 Terrace Ridge Dr, Temple Terrace, FL last sold on Dec 10, 2004 for $55,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 7904 Terrace Ridge Dr, Temple Terrace, FL?

7904 Terrace Ridge Dr, Temple Terrace, FL has 3 bedrooms, 2 bathrooms, 1,922 square feet of living space and a 0.16-acre lot.

When was 7904 Terrace Ridge Dr, Temple Terrace, FL built?

7904 Terrace Ridge Dr, Temple Terrace, FL was built in 2005, making it 21 years old. It is a contemporary home. The building has 1 story.

What schools serve 7904 Terrace Ridge Dr, Temple Terrace, FL?

7904 Terrace Ridge Dr, Temple Terrace, FL is assigned to Greco Middle School (middle), rated D; Thonotosassa Elementary School (elementary), rated D+; Armwood High School (high), rated C-. All sit in Hillsborough County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7904 Terrace Ridge Dr, Temple Terrace, FL compare to other homes in Tampa 33637?

Among the 4,544 homes in Tampa 33637, it is worth more than 95% of them ($466,750 against a typical $291,594), its price per square foot is higher than 89% of them ($243 against a typical $196), it is bigger than 83% of them (1,922 ft² against a typical 1,398 ft²), its lot is bigger than 61% of them (0.16 ac against a typical 0.14 ac) and it is newer than 82% of them (2005 against a typical 1989). Measured against all of Hillsborough County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7904 Terrace Ridge Dr, Temple Terrace, FL?

The 2025 property tax bill for 7904 Terrace Ridge Dr, Temple Terrace, FL was $6,590. The county assessed it at $346,108.

Closest homes

More homes in Temple Terrace 33637

Assigned schools

Explore the area

See this home in context

Open 7904 Terrace Ridge Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map