Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$280,755$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

793 RATCLIFF LN

CEDAR BLUFF, VA 24609
3
Beds
1.5
Baths
1,829 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$281K
$249K low$313K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$30,755
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$24,604
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
NEW PEOPLES BANK INC · recorded May 16, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,044 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$180,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$149,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$150,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$180,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRUSSELL
Lot (acres)The size of the land the home sits on, from county records.1.13
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Partial
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 286 ft²Shed · 2,600 ft²Patio · 200 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Belfast Elementary SchoolA+
Elementary · Grades PK–5 · 1.2 mi
M
Lebanon Middle SchoolC+
Middle · Grades 5–7 · 12.3 mi
H
Lebanon High SchoolD+
High · Grades 8–12 · 14.0 mi

District: Russell County Public Schools

Neighborhood · ZIP 24609These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.100

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,330
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.64 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,961
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,152
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

793 Ratcliff Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Russell County
  • Costs more per square foot than 80% of homes in Cedar Bluff 24609
  • Bigger than 80% of homes in Russell County
  • Newer than 69% of homes in Russell County

What homes are worth in Cedar Bluff 24609

Each bar is how many homes fall in that price range. The marker is this home.

This home
$22K$496K

This home is worth more than 85% of homes in Cedar Bluff 24609.

How it measures up in Cedar Bluff 24609

The dot is this home. The mark in the middle is the typical home in Cedar Bluff 24609.

Estimated value$280,755
CheaperTypical $135,000Pricier

Pricier than 85% of homes nearby

Price per ft²$154
CheaperTypical $107Pricier

Pricier than 80% of homes nearby

Living area1,829 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 73% of homes nearby

Lot size1.13 ac
SmallerTypical 1 acBigger

Bigger than 57% of homes nearby

Year built1983
OlderTypical 1974Newer

Newer than 67% of homes nearby

How 793 Ratcliff Ln ranks against every home in each area.
MeasureThis homeCedar Bluff 24609Russell County
Estimated valuepricier than$280,75585% of homes86% of homes
Price per ft²pricier than$15480% of homes78% of homes
Living areabigger than1,829 ft²73% of homes80% of homes
Lot sizebigger than1.13 ac57% of homes60% of homes
Year builtnewer than198367% of homes69% of homes

About 793 Ratcliff Ln

How much is 793 Ratcliff Ln, Cedar Bluff, VA worth?

The TopHap Estimate for 793 Ratcliff Ln, Cedar Bluff, VA is $280,755 as of Jul 14, 2026. The likely range is $248,534 to $312,976. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 793 Ratcliff Ln, Cedar Bluff, VA last sell?

793 Ratcliff Ln, Cedar Bluff, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 793 Ratcliff Ln, Cedar Bluff, VA?

793 Ratcliff Ln, Cedar Bluff, VA has 3 bedrooms, 1.5 bathrooms, 1,829 square feet of living space and a 1.13-acre lot.

When was 793 Ratcliff Ln, Cedar Bluff, VA built?

793 Ratcliff Ln, Cedar Bluff, VA was built in 1983, making it 43 years old. The building has 1 story.

What schools serve 793 Ratcliff Ln, Cedar Bluff, VA?

793 Ratcliff Ln, Cedar Bluff, VA is assigned to Belfast Elementary School (elementary), rated A+; Lebanon Middle School (middle), rated C+; Lebanon High School (high), rated D+. All sit in Russell County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 793 Ratcliff Ln, Cedar Bluff, VA compare to other homes in Cedar Bluff 24609?

Among the 2,756 homes in Cedar Bluff 24609, it is worth more than 85% of them ($280,755 against a typical $135,000), its price per square foot is higher than 80% of them ($154 against a typical $107), it is bigger than 73% of them (1,829 ft² against a typical 1,440 ft²), its lot is bigger than 57% of them (1.13 ac against a typical 1 ac) and it is newer than 67% of them (1983 against a typical 1974). Measured against all of Russell County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 793 Ratcliff Ln, Cedar Bluff, VA?

The 2026 property tax bill for 793 Ratcliff Ln, Cedar Bluff, VA was $1,044. The county assessed it at $180,300.

Closest homes

More homes in Cedar Bluff 24609

Assigned schools

Explore the area

See this home in context

Open 793 Ratcliff Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map