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Single Family ResidenceResidential
$181,293$172 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

795 STATE ROUTE 245

MIDDLESEX, NY 14507
3
Beds
1
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.06 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$181K
$171K low$191K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$133,739
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$106,991
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$47,554
FIVE STAR BANK · recorded Oct 27, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,636 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$110,700 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$93,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$110,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$149,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
84
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.48 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyYates
Lot (acres)The size of the land the home sits on, from county records.2.06
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Middlesex Valley Elementary School
Elementary · Grades PK–2 · 2.5 mi
M
Marcus Whitman Middle SchoolC
Middle · Grades 6–8 · 4.4 mi
H
Marcus Whitman High SchoolA-
High · Grades 9–12 · 4.4 mi

District: Gorham-Middlesex Central School District (Marcus Whitman)

Neighborhood · ZIP 14507These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,340
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,183
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,941
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

795 State Route 245 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Yates County
  • Smaller than 78% of homes in Yates County
  • Newer than 85% of homes in Middlesex 14507

What homes are worth in Middlesex 14507

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$1.5M

This home is worth more than 25% of homes in Middlesex 14507.

How it measures up in Middlesex 14507

The dot is this home. The mark in the middle is the typical home in Middlesex 14507.

Estimated value$181,293
CheaperTypical $277,772Pricier

Pricier than 25% of homes nearby

Price per ft²$172
CheaperTypical $193Pricier

Pricier than 44% of homes nearby

Living area1,056 ft²
SmallerTypical 1,360 ft²Bigger

Bigger than 27% of homes nearby

Lot size2.06 ac
SmallerTypical 2.8 acBigger

Bigger than 45% of homes nearby

Year built1997
OlderTypical 1970Newer

Newer than 85% of homes nearby

How 795 State Route 245 ranks against every home in each area.
MeasureThis homeMiddlesex 14507Yates County
Estimated valuepricier than$181,29325% of homes18% of homes
Price per ft²pricier than$17244% of homes41% of homes
Living areabigger than1,056 ft²27% of homes22% of homes
Lot sizebigger than2.06 ac45% of homes59% of homes
Year builtnewer than199785% of homes83% of homes

About 795 State Route 245

How much is 795 State Route 245, Middlesex, NY worth?

The TopHap Estimate for 795 State Route 245, Middlesex, NY is $181,293 as of Jul 14, 2026. The likely range is $171,437 to $191,149. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 795 State Route 245, Middlesex, NY?

795 State Route 245, Middlesex, NY has 3 bedrooms, 1 bathrooms, 1,056 square feet of living space and a 2.06-acre lot.

When was 795 State Route 245, Middlesex, NY built?

795 State Route 245, Middlesex, NY was built in 1997, making it 29 years old. It is a ranch home. The building has 1 story.

What schools serve 795 State Route 245, Middlesex, NY?

795 State Route 245, Middlesex, NY is assigned to Middlesex Valley Elementary School (elementary); Marcus Whitman Middle School (middle), rated C; Marcus Whitman High School (high), rated A-. All sit in Gorham-Middlesex Central School District (Marcus Whitman). Attendance boundaries change — confirm with the district before relying on an assignment.

How does 795 State Route 245, Middlesex, NY compare to other homes in Middlesex 14507?

Among the 887 homes in Middlesex 14507, it is worth more than 25% of them ($181,293 against a typical $277,772), its price per square foot is higher than 44% of them ($172 against a typical $193), it is bigger than 27% of them (1,056 ft² against a typical 1,360 ft²), its lot is bigger than 45% of them (2.06 ac against a typical 2.8 ac) and it is newer than 85% of them (1997 against a typical 1970). Measured against all of Yates County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 795 State Route 245, Middlesex, NY?

The 2024 property tax bill for 795 State Route 245, Middlesex, NY was $3,636. The county assessed it at $110,700.

Closest homes

More homes in Middlesex 14507

Assigned schools

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