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Single Family ResidenceResidential
$518,141$356 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $295,000 on Oct 30, 2008

8 JAMES ST

WHARTON, NJ 07885
0
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1942
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$518K
$485K low$552K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$295,000 · Oct 30, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$107,641
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$86,113
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.80%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$236,000
HUNTINGTON NATIONAL BANK · P · recorded Oct 30, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$174,500
AMERICAN FEDERAL MORTGAGE CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,961 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$289,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$105,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$184,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$289,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$289,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.51
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 07885These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.100

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.12,593
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.590 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,705
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,605
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8 James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Morris County
  • Costs more per square foot than 71% of homes in Wharton 07885
  • Smaller than 76% of homes in Morris County
  • Has a bigger lot than 86% of homes in Wharton 07885
  • Older than 83% of homes in Morris County

What homes are worth in Wharton 07885

Each bar is how many homes fall in that price range. The marker is this home.

This home
$274K$804K

This home is worth more than 52% of homes in Wharton 07885.

How it measures up in Wharton 07885

The dot is this home. The mark in the middle is the typical home in Wharton 07885.

Estimated value$518,141
CheaperTypical $510,769Pricier

Pricier than 52% of homes nearby

Price per ft²$356
CheaperTypical $320Pricier

Pricier than 71% of homes nearby

Living area1,456 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.51 ac
SmallerTypical 0.21 acBigger

Bigger than 86% of homes nearby

Year built1942
OlderTypical 1959Newer

Newer than 27% of homes nearby

How 8 James St ranks against every home in each area.
MeasureThis homeWharton 07885Morris County
Estimated valuepricier than$518,14152% of homes19% of homes
Price per ft²pricier than$35671% of homes47% of homes
Living areabigger than1,456 ft²43% of homes24% of homes
Lot sizebigger than0.51 ac86% of homes67% of homes
Year builtnewer than194227% of homes17% of homes

About 8 James St

How much is 8 James St, Wharton, NJ worth?

The TopHap Estimate for 8 James St, Wharton, NJ is $518,141 as of Jul 14, 2026. The likely range is $484,687 to $551,595. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8 James St, Wharton, NJ last sell?

8 James St, Wharton, NJ last sold on Oct 30, 2008 for $295,000, according to the county's recorded deed.

How big is 8 James St, Wharton, NJ?

8 James St, Wharton, NJ has 1,456 square feet of living space and a 0.51-acre lot.

When was 8 James St, Wharton, NJ built?

8 James St, Wharton, NJ was built in 1942, making it 84 years old. The building has 1 story.

How does 8 James St, Wharton, NJ compare to other homes in Wharton 07885?

Among the 3,399 homes in Wharton 07885, it is worth more than 52% of them ($518,141 against a typical $510,769), its price per square foot is higher than 71% of them ($356 against a typical $320), it is bigger than 43% of them (1,456 ft² against a typical 1,568 ft²), its lot is bigger than 86% of them (0.51 ac against a typical 0.21 ac) and it is newer than 27% of them (1942 against a typical 1959). Measured against all of Morris County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8 James St, Wharton, NJ?

The 2024 property tax bill for 8 James St, Wharton, NJ was $7,961. The county assessed it at $289,600.

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