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Single Family ResidenceResidential
$986,562$312 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $160,000 on Jan 28, 2020

8028 COTTON ROSE CT

WILMINGTON, NC 28412
4
Beds
4 / 1
Baths
3,160 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$987K
$783K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,000 · Jan 28, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$478,562
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$382,850
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$508,000
FIRST HERITAGE MTG · 3.75% 1 · recorded Jan 28, 2020

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$833,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$273,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$560,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$756,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$833,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.103 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.92%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyNew Hanover
Lot (acres)The size of the land the home sits on, from county records.0.41
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 180 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Edwin A Anderson Elementary SchoolA+
Elementary · Grades KG–5 · 1.1 mi
H
Eugene Ashley High SchoolC+
High · Grades 9–12 · 1.2 mi
M
Charles P. Murray Middle SchoolB+
Middle · Grades 6–8 · 1.3 mi

District: New Hanover County Schools

Neighborhood · ZIP 28412These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.45,847
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,704 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,344
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,365
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8028 Cotton Rose Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Wilmington 28412
  • Costs more per square foot than 92% of homes in Wilmington 28412
  • Bigger than 95% of homes in Wilmington 28412
  • Has a bigger lot than 78% of homes in Wilmington 28412
  • Newer than 94% of homes in River Oaks

What homes are worth in Wilmington 28412

Each bar is how many homes fall in that price range. The marker is this home.

This home
$188K$964K

This home is worth more than 98% of homes in Wilmington 28412.

How it measures up in Wilmington 28412

The dot is this home. The mark in the middle is the typical home in Wilmington 28412.

Estimated value$986,562
CheaperTypical $416,900Pricier

Pricier than 98% of homes nearby

Price per ft²$312
CheaperTypical $243Pricier

Pricier than 92% of homes nearby

Living area3,160 ft²
SmallerTypical 1,683 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.41 ac
SmallerTypical 0.24 acBigger

Bigger than 78% of homes nearby

Year built2020
OlderTypical 2000Newer

Newer than 91% of homes nearby

How 8028 Cotton Rose Ct ranks against every home in each area.
MeasureThis homeRiver OaksWilmington 28412New Hanover County
Estimated valuepricier than$986,56295% of homes98% of homes89% of homes
Price per ft²pricier than$31284% of homes92% of homes72% of homes
Living areabigger than3,160 ft²85% of homes95% of homes91% of homes
Lot sizebigger than0.41 ac58% of homes78% of homes72% of homes
Year builtnewer than202094% of homes91% of homes94% of homes

About 8028 Cotton Rose Ct

How much is 8028 Cotton Rose Ct, Wilmington, NC worth?

The TopHap Estimate for 8028 Cotton Rose Ct, Wilmington, NC is $986,562 as of Jul 14, 2026. The likely range is $782,801 to $1,190,323. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8028 Cotton Rose Ct, Wilmington, NC last sell?

8028 Cotton Rose Ct, Wilmington, NC last sold on Jan 28, 2020 for $160,000, according to the county's recorded deed.

How big is 8028 Cotton Rose Ct, Wilmington, NC?

8028 Cotton Rose Ct, Wilmington, NC has 4 bedrooms, 4 bathrooms, 3,160 square feet of living space and a 0.41-acre lot.

When was 8028 Cotton Rose Ct, Wilmington, NC built?

8028 Cotton Rose Ct, Wilmington, NC was built in 2020, making it 6 years old. It is a traditional/old home. The building has 3 stories.

What schools serve 8028 Cotton Rose Ct, Wilmington, NC?

8028 Cotton Rose Ct, Wilmington, NC is assigned to Edwin A Anderson Elementary School (elementary), rated A+; Eugene Ashley High School (high), rated C+; Charles P. Murray Middle School (middle), rated B+. All sit in New Hanover County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8028 Cotton Rose Ct, Wilmington, NC compare to other homes in Wilmington 28412?

Among the 17,108 homes in Wilmington 28412, it is worth more than 98% of them ($986,562 against a typical $416,900), its price per square foot is higher than 92% of them ($312 against a typical $243), it is bigger than 95% of them (3,160 ft² against a typical 1,683 ft²), its lot is bigger than 78% of them (0.41 ac against a typical 0.24 ac) and it is newer than 91% of them (2020 against a typical 2000). Measured against all of New Hanover County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Wilmington 28412

Assigned schools

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