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Single Family ResidenceResidential
$599,165$373 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $601,000 on May 24, 2024

8040 86TH ST SW

HOWARD LAKE, MN 55349
2
Beds
1
Baths
1,608 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$599K
$571K low$627K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$601,000 · May 24, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,720 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$606,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$299,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$306,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$584,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$606,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWRIGHT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.2.37
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Porch · 24 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Howard Lake-Waverly-Winsted High SchoolB-
High · Grades 9–12 · 0.6 mi
M
Howard Lake-Waverly-Winsted Middle SchoolB-
Middle · Grades 5–8 · 0.6 mi
E
Winsted Elementary SchoolB-
Elementary · Grades PK–4 · 4.2 mi

District: Howard Lake-Waverly-Winsted

Neighborhood · ZIP 55349These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,488
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.64 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,597
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,841
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8040 86th St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Howard Lake 55349
  • Costs more per square foot than 95% of homes in Howard Lake 55349
  • Bigger than 68% of homes in Howard Lake 55349
  • Has a bigger lot than 84% of homes in Wright County
  • Newer than 68% of homes in Howard Lake 55349

What homes are worth in Howard Lake 55349

Each bar is how many homes fall in that price range. The marker is this home.

This home
$150K$754K

This home is worth more than 94% of homes in Howard Lake 55349.

How it measures up in Howard Lake 55349

The dot is this home. The mark in the middle is the typical home in Howard Lake 55349.

Estimated value$599,165
CheaperTypical $324,999Pricier

Pricier than 94% of homes nearby

Price per ft²$373
CheaperTypical $240Pricier

Pricier than 95% of homes nearby

Living area1,608 ft²
SmallerTypical 1,367 ft²Bigger

Bigger than 68% of homes nearby

Lot size2.37 ac
SmallerTypical 0.5 acBigger

Bigger than 67% of homes nearby

Year built1997
OlderTypical 1979Newer

Newer than 68% of homes nearby

How 8040 86th St Sw ranks against every home in each area.
MeasureThis homeHoward Lake 55349Wright County
Estimated valuepricier than$599,16594% of homes90% of homes
Price per ft²pricier than$37395% of homes92% of homes
Living areabigger than1,608 ft²68% of homes61% of homes
Lot sizebigger than2.37 ac67% of homes84% of homes
Year builtnewer than199768% of homes47% of homes

About 8040 86th St Sw

How much is 8040 86th St Sw, Howard Lake, MN worth?

The TopHap Estimate for 8040 86th St Sw, Howard Lake, MN is $599,165 as of Sep 24, 2026. The likely range is $571,269 to $627,061. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8040 86th St Sw, Howard Lake, MN last sell?

8040 86th St Sw, Howard Lake, MN last sold on May 24, 2024 for $601,000, according to the county's recorded deed.

How big is 8040 86th St Sw, Howard Lake, MN?

8040 86th St Sw, Howard Lake, MN has 2 bedrooms, 1 bathrooms, 1,608 square feet of living space and a 2.37-acre lot.

When was 8040 86th St Sw, Howard Lake, MN built?

8040 86th St Sw, Howard Lake, MN was built in 1997, making it 29 years old. It is a ranch home. The building has 1 story.

What schools serve 8040 86th St Sw, Howard Lake, MN?

8040 86th St Sw, Howard Lake, MN is assigned to Howard Lake-Waverly-Winsted High School (high), rated B-; Howard Lake-Waverly-Winsted Middle School (middle), rated B-; Winsted Elementary School (elementary), rated B-. All sit in Howard Lake-Waverly-Winsted. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8040 86th St Sw, Howard Lake, MN compare to other homes in Howard Lake 55349?

Among the 1,663 homes in Howard Lake 55349, it is worth more than 94% of them ($599,165 against a typical $324,999), its price per square foot is higher than 95% of them ($373 against a typical $240), it is bigger than 68% of them (1,608 ft² against a typical 1,367 ft²), its lot is bigger than 67% of them (2.37 ac against a typical 0.5 ac) and it is newer than 68% of them (1997 against a typical 1979). Measured against all of Wright County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8040 86th St Sw, Howard Lake, MN?

The 2026 property tax bill for 8040 86th St Sw, Howard Lake, MN was $5,720. The county assessed it at $606,500.

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