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Single Family ResidenceResidential
$493,439$408 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $423,300 on Dec 27, 2019

8070 86TH ST SW

HOWARD LAKE, MN 55349
3
Beds
2
Baths
1,208 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$493K
$447K low$540K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$423,300 · Dec 27, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$388,699
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$310,959
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.21%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$104,740
LAKEVIEW LOAN SERVICING · 6.46% · recorded May 6, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,552 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$581,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$296,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$284,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$558,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$581,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWRIGHT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.1.47
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 220 ft²Porch · 280 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Howard Lake-Waverly-Winsted High SchoolA-
High · Grades 9–12 · 0.6 mi
M
Howard Lake-Waverly-Winsted Middle SchoolC+
Middle · Grades 5–8 · 0.6 mi
E
Winsted Elementary SchoolC
Elementary · Grades PK–4 · 4.1 mi

District: Howard Lake-Waverly-Winsted

Neighborhood · ZIP 55349These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,488
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.64 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,597
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,841
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8070 86th St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Howard Lake 55349
  • Costs more per square foot than 97% of homes in Howard Lake 55349
  • Smaller than 70% of homes in Howard Lake 55349
  • Has a bigger lot than 80% of homes in Wright County
  • Older than 66% of homes in Wright County

What homes are worth in Howard Lake 55349

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$776K

This home is worth more than 90% of homes in Howard Lake 55349.

How it measures up in Howard Lake 55349

The dot is this home. The mark in the middle is the typical home in Howard Lake 55349.

Estimated value$493,439
CheaperTypical $256,492Pricier

Pricier than 90% of homes nearby

Price per ft²$408
CheaperTypical $182Pricier

Pricier than 97% of homes nearby

Living area1,208 ft²
SmallerTypical 1,364 ft²Bigger

Bigger than 30% of homes nearby

Lot size1.46 ac
SmallerTypical 0.5 acBigger

Bigger than 62% of homes nearby

Year built1988
OlderTypical 1979Newer

Newer than 56% of homes nearby

How 8070 86th St Sw ranks against every home in each area.
MeasureThis homeHoward Lake 55349Wright County
Estimated valuepricier than$493,43990% of homes90% of homes
Price per ft²pricier than$40897% of homes97% of homes
Living areabigger than1,208 ft²30% of homes30% of homes
Lot sizebigger than1.46 ac62% of homes80% of homes
Year builtnewer than198856% of homes34% of homes

About 8070 86th St Sw

How much is 8070 86th St Sw, Howard Lake, MN worth?

The TopHap Estimate for 8070 86th St Sw, Howard Lake, MN is $493,439 as of Jul 14, 2026. The likely range is $446,625 to $540,253. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8070 86th St Sw, Howard Lake, MN last sell?

8070 86th St Sw, Howard Lake, MN last sold on Dec 27, 2019 for $423,300, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 8070 86th St Sw, Howard Lake, MN?

8070 86th St Sw, Howard Lake, MN has 3 bedrooms, 2 bathrooms, 1,208 square feet of living space and a 1.47-acre lot.

When was 8070 86th St Sw, Howard Lake, MN built?

8070 86th St Sw, Howard Lake, MN was built in 1988, making it 38 years old. It is a ranch home. The building has 1 story.

What schools serve 8070 86th St Sw, Howard Lake, MN?

8070 86th St Sw, Howard Lake, MN is assigned to Howard Lake-Waverly-Winsted High School (high), rated A-; Howard Lake-Waverly-Winsted Middle School (middle), rated C+; Winsted Elementary School (elementary), rated C. All sit in Howard Lake-Waverly-Winsted. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8070 86th St Sw, Howard Lake, MN compare to other homes in Howard Lake 55349?

Among the 1,663 homes in Howard Lake 55349, it is worth more than 90% of them ($493,439 against a typical $256,492), its price per square foot is higher than 97% of them ($408 against a typical $182), it is bigger than 30% of them (1,208 ft² against a typical 1,364 ft²), its lot is bigger than 62% of them (1.46 ac against a typical 0.5 ac) and it is newer than 56% of them (1988 against a typical 1979). Measured against all of Wright County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8070 86th St Sw, Howard Lake, MN?

The 2026 property tax bill for 8070 86th St Sw, Howard Lake, MN was $2,552. The county assessed it at $581,300.

Closest homes

More homes in Howard Lake 55349

Assigned schools

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