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Rural ResidenceResidential
$525,000$228 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $257,000 on Feb 11, 2020

809 LOCUST ST

RIDGEWAY, MO 64481
1
Baths
2,305 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
23.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$525K
$467K low$583K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$257,000 · Feb 11, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$465,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$372,000
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.11%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
FARMERS BANK OF NORTHERN MISSOURI · R · recorded Feb 21, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$910 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,990 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,870
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$57,330

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyHarrison
Lot (acres)The size of the land the home sits on, from county records.23.90
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 270 ft²Porch · 220 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ridgeway High SchoolC-
Middle · Grades 6–12 · 0.5 mi
E
Ridgeway Elementary SchoolD
Elementary · Grades PK–6 · 0.5 mi

District: Ridgeway R-V School District

Neighborhood · ZIP 64481These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.124
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.981
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,537
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,644
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

809 Locust St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Harrison County
  • Costs more per square foot than 82% of homes in Harrison County
  • Bigger than 94% of homes in Ridgeway 64481
  • Has a bigger lot than 78% of homes in Harrison County
  • Older than 71% of homes in Harrison County

What homes are worth in Ridgeway 64481

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$682K

This home is worth more than 95% of homes in Ridgeway 64481.

How it measures up in Ridgeway 64481

The dot is this home. The mark in the middle is the typical home in Ridgeway 64481.

Estimated value$525,000
CheaperTypical $138,513Pricier

Pricier than 95% of homes nearby

Price per ft²$228
CheaperTypical $135Pricier

Pricier than 77% of homes nearby

Living area2,305 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 94% of homes nearby

Lot size23.9 ac
SmallerTypical 1.17 acBigger

Bigger than 76% of homes nearby

Year built1920
OlderTypical 1960Newer

Newer than 37% of homes nearby

How 809 Locust St ranks against every home in each area.
MeasureThis homeRidgeway 64481Harrison County
Estimated valuepricier than$525,00095% of homes96% of homes
Price per ft²pricier than$22877% of homes82% of homes
Living areabigger than2,305 ft²94% of homes92% of homes
Lot sizebigger than23.9 ac76% of homes78% of homes
Year builtnewer than192037% of homes29% of homes

About 809 Locust St

How much is 809 Locust St, Ridgeway, MO worth?

The TopHap Estimate for 809 Locust St, Ridgeway, MO is $525,000 as of Jul 14, 2026. The likely range is $466,950 to $583,050. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 809 Locust St, Ridgeway, MO last sell?

809 Locust St, Ridgeway, MO last sold on Feb 11, 2020 for $257,000, according to the county's recorded deed.

How big is 809 Locust St, Ridgeway, MO?

809 Locust St, Ridgeway, MO has 1 bathrooms, 2,305 square feet of living space and a 23.90-acre lot.

When was 809 Locust St, Ridgeway, MO built?

809 Locust St, Ridgeway, MO was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 809 Locust St, Ridgeway, MO?

809 Locust St, Ridgeway, MO is assigned to Ridgeway High School (middle), rated C-; Ridgeway Elementary School (elementary), rated D. All sit in Ridgeway R-V School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 809 Locust St, Ridgeway, MO compare to other homes in Ridgeway 64481?

Among the 705 homes in Ridgeway 64481, it is worth more than 95% of them ($525,000 against a typical $138,513), its price per square foot is higher than 77% of them ($228 against a typical $135), it is bigger than 94% of them (2,305 ft² against a typical 1,344 ft²), its lot is bigger than 76% of them (23.9 ac against a typical 1.17 ac) and it is newer than 37% of them (1920 against a typical 1960). Measured against all of Harrison County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 809 Locust St, Ridgeway, MO?

The 2025 property tax bill for 809 Locust St, Ridgeway, MO was $910. The county assessed it at $9,990.

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Assigned schools

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