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Single Family ResidenceResidential
$195,848$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

809 SPEAR DR

NORMAL, IL 61761
3
Beds
1.5
Baths
1,242 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$196K
$178K low$214K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$195,848
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$156,678

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,406 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,860 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,706
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$46,154
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,860
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$179,580

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
46
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcLean
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chiddix Junior High SchoolB
Middle · Grades 6–8 · 0.2 mi
E
Colene Hoose Elementary SchoolC
Elementary · Grades KG–5 · 0.3 mi
H
Normal Community West High SchoolB
High · Grades 9–12 · 2.7 mi

District: McLean County Unit School District 5

Neighborhood · ZIP 61761These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.52,083
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,572 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,226
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,005
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

809 Spear Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Normal 61761
  • Smaller than 67% of homes in Normal 61761
  • Older than 74% of homes in Normal 61761

What homes are worth in Normal 61761

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$498K

This home is worth more than 20% of homes in Normal 61761.

How it measures up in Normal 61761

The dot is this home. The mark in the middle is the typical home in Normal 61761.

Estimated value$195,848
CheaperTypical $251,442Pricier

Pricier than 20% of homes nearby

Price per ft²$158
CheaperTypical $164Pricier

Pricier than 43% of homes nearby

Living area1,242 ft²
SmallerTypical 1,501 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.23 ac
SmallerTypical 0.2 acBigger

Bigger than 62% of homes nearby

Year built1965
OlderTypical 1979Newer

Newer than 26% of homes nearby

How 809 Spear Dr ranks against every home in each area.
MeasureThis homeNormal 61761McLean County
Estimated valuepricier than$195,84820% of homes32% of homes
Price per ft²pricier than$15843% of homes51% of homes
Living areabigger than1,242 ft²33% of homes33% of homes
Lot sizebigger than0.23 ac62% of homes48% of homes
Year builtnewer than196526% of homes37% of homes

About 809 Spear Dr

How much is 809 Spear Dr, Normal, IL worth?

The TopHap Estimate for 809 Spear Dr, Normal, IL is $195,848 as of Jul 14, 2026. The likely range is $178,066 to $213,630. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 809 Spear Dr, Normal, IL?

809 Spear Dr, Normal, IL has 3 bedrooms, 1.5 bathrooms and 1,242 square feet of living space.

When was 809 Spear Dr, Normal, IL built?

809 Spear Dr, Normal, IL was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 809 Spear Dr, Normal, IL?

809 Spear Dr, Normal, IL is assigned to Chiddix Junior High School (middle), rated B; Colene Hoose Elementary School (elementary), rated C; Normal Community West High School (high), rated B. All sit in McLean County Unit School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 809 Spear Dr, Normal, IL compare to other homes in Normal 61761?

Among the 12,955 homes in Normal 61761, it is worth more than 20% of them ($195,848 against a typical $251,442), its price per square foot is higher than 43% of them ($158 against a typical $164), it is bigger than 33% of them (1,242 ft² against a typical 1,501 ft²), its lot is bigger than 62% of them (0.23 ac against a typical 0.2 ac) and it is newer than 26% of them (1965 against a typical 1979). Measured against all of McLean County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 809 Spear Dr, Normal, IL?

The 2025 property tax bill for 809 Spear Dr, Normal, IL was $3,406. The county assessed it at $59,860.

Closest homes

More homes in Normal 61761

Assigned schools

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