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Single Family ResidenceResidential

81 COOK RD

PHIL CAMPBELL, AL 35581
1
Baths
1,560 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
23 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,683 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$46,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,940
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,660
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,440
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$256,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.69
76
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.58 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.23.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Franklin Junior High SchoolB+
Elementary · Grades PK–9 · 3.2 mi
H
Phil Campbell High SchoolC+
High · Grades 7–12 · 3.5 mi

District: Franklin County School District

Neighborhood · ZIP 35581These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,070
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,787
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,358
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

81 Cook Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 90% of homes in Franklin County
  • Among the newest homes in Phil Campbell 35581

How it measures up in Phil Campbell 35581

The dot is this home. The mark in the middle is the typical home in Phil Campbell 35581.

Living area1,560 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 59% of homes nearby

Lot size23 ac
SmallerTypical 2 acBigger

Bigger than 88% of homes nearby

Year built2024
OlderTypical 1981Newer

Newer than almost all homes nearby

How 81 Cook Rd ranks against every home in each area.
MeasureThis homePhil Campbell 35581Franklin County
Living areabigger than1,560 ft²59% of homes60% of homes
Lot sizebigger than23 ac88% of homes90% of homes
Year builtnewer than2024almost all homesalmost all homes

About 81 Cook Rd

When did 81 Cook Rd, Phil Campbell, AL last sell?

81 Cook Rd, Phil Campbell, AL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 81 Cook Rd, Phil Campbell, AL?

81 Cook Rd, Phil Campbell, AL has 1 bathrooms, 1,560 square feet of living space and a 23.00-acre lot.

When was 81 Cook Rd, Phil Campbell, AL built?

81 Cook Rd, Phil Campbell, AL was built in 2024, making it 2 years old. The building has 1 story.

What schools serve 81 Cook Rd, Phil Campbell, AL?

81 Cook Rd, Phil Campbell, AL is assigned to East Franklin Junior High School (elementary), rated B+; Phil Campbell High School (high), rated C+. All sit in Franklin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 81 Cook Rd, Phil Campbell, AL compare to other homes in Phil Campbell 35581?

Among the 1,840 homes in Phil Campbell 35581, it is bigger than 59% of them (1,560 ft² against a typical 1,440 ft²), its lot is bigger than 88% of them (23 ac against a typical 2 ac) and it is newer than almost all of them (2024 against a typical 1981). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 81 Cook Rd, Phil Campbell, AL?

The 2026 property tax bill for 81 Cook Rd, Phil Campbell, AL was $1,683. The county assessed it at $46,600.

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