Single Family ResidenceResidential
81 COOK RD
PHIL CAMPBELL, AL 35581
0
Baths
1,527 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
15 ac
Lot SizeThe size of the land the home sits on, from county records.
1938
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$755 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,740 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,580
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,160
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,720
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$137,000
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.66
63
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.15.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Gravity
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 317 ft²
Transaction History(1)
Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
EH
East Franklin Junior High SchoolB+
Elementary · Grades PK–9 · 3.3 mi
Phil Campbell High SchoolC+
High · Grades 7–12 · 3.4 mi
District: Franklin County School District
Neighborhood · ZIP 35581These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,070
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,787
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,358
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%
Owner Tools
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Claim this homeData by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
81 Cook Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Has a bigger lot than 87% of homes in Franklin County
- Older than 97% of homes in Phil Campbell 35581
How it measures up in Phil Campbell 35581
The dot is this home. The mark in the middle is the typical home in Phil Campbell 35581.
Living area1,527 ft²
SmallerTypical 1,437 ft²Bigger
Bigger than 58% of homes nearby
Lot size15 ac
SmallerTypical 2 acBigger
Bigger than 83% of homes nearby
Year built1938
OlderTypical 1980Newer
Newer than 3% of homes nearby
| Measure | This home | Phil Campbell 35581 | Franklin County |
|---|---|---|---|
| Living areabigger than | 1,527 ft² | 58% of homes | 58% of homes |
| Lot sizebigger than | 15 ac | 83% of homes | 87% of homes |
| Year builtnewer than | 1938 | 3% of homes | 7% of homes |
About 81 Cook Rd
When did 81 Cook Rd, Phil Campbell, AL last sell?
81 Cook Rd, Phil Campbell, AL last sold on May 9, 2008, according to the county's recorded deed.
How big is 81 Cook Rd, Phil Campbell, AL?
81 Cook Rd, Phil Campbell, AL has 1,527 square feet of living space and a 15.00-acre lot.
When was 81 Cook Rd, Phil Campbell, AL built?
81 Cook Rd, Phil Campbell, AL was built in 1938, making it 88 years old. The building has 1 story.
What schools serve 81 Cook Rd, Phil Campbell, AL?
81 Cook Rd, Phil Campbell, AL is assigned to East Franklin Junior High School (elementary), rated B+; Phil Campbell High School (high), rated C+. All sit in Franklin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 81 Cook Rd, Phil Campbell, AL compare to other homes in Phil Campbell 35581?
Among the 1,837 homes in Phil Campbell 35581, it is bigger than 58% of them (1,527 ft² against a typical 1,437 ft²), its lot is bigger than 83% of them (15 ac against a typical 2 ac) and it is newer than 3% of them (1938 against a typical 1980). These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 81 Cook Rd, Phil Campbell, AL?
The 2025 property tax bill for 81 Cook Rd, Phil Campbell, AL was $755. The county assessed it at $21,740.
More homes on Cook Rd
- 81 Cook Rd2 ba · 1,999 ft² · Sold May 2025
- 81 Cook Rd1,228 ft² · Sold Mar 2025
- 81 Cook Rd1,208 ft² · Sold $60K · May 2024
- 73 Cook Rd$119K1 ba · 1,267 ft² · Sold Mar 2024
- 1898 Cook Rd1,140 ft² · Sold $18K · Feb 2024
- 81 Cook Rd20.11 ac · Sold Oct 2023
- 81 Cook Rd3 ba · 1,248 ft² · Sold Jul 2021
- Cook Rd1,280 ft² · Sold Oct 2020
- 47 Cook Rd$98K1,922 ft² · Sold $90K · Aug 2019
- 73 Cook Rd$54K768 ft² · Sold $2K · Nov 2018
- 73 Cook Rd$119K1,336 ft² · Sold Nov 2018
- 75 Cook Rd$242K1,624 ft² · Sold $129K · Dec 2017
Closest homes
- 5393 Highway 81$216K0.2 mi · 1 ba · 1,680 ft² · Sold Jan 1900
- 81 Cook Rd0.2 mi · 1 ba · 1,560 ft²
- Co Hwy 81$76K0.2 mi · 13 ac · Sold Oct 2019
- Co Hwy 81$200K0.3 mi · 3 ba · 2,599 ft² · Sold $175K · Jan 2020
- Co Hwy 81$124K0.3 mi · 1,716 ft² · Sold Mar 2010
- 427 Crittenden Rd$250K0.2 mi · 1 ba · 1,566 ft² · Sold $188K · May 2023
- 81 Cook Rd0.3 mi · 1,413 ft² · Sold $49K · Mar 2012
- 380 Crittenden Rd$219K0.3 mi · 1 ba · 1,835 ft² · Sold Oct 2015
More homes in Phil Campbell 35581
- Co Highway 16$138K1 ba · 1,820 ft² · Sold $147K · Oct 2026
- Co Highway 63$279K1.5 ba · 1,944 ft² · Sold $320K · Oct 2026
- School St$67K1,080 ft² · Sold $55K · Sep 2026
- 81 Cohwy1,568 ft² · Sold $100K · Sep 2026
- Co Highway 79$75K1,406 ft² · Sold $75K · Sep 2026
- 545 Bates Landing Rd$265K1.5 ba · 1,624 ft² · Sold $265K · Sep 2026
- Highway 81$38K1.5 ba · 1,428 ft² · Sold $38K · Sep 2026
- Mcclung St$95K1,248 ft² · Sold $20K · Aug 2026
- 1537 Highway 81$136K1.5 ba · 1,167 ft² · Sold $136K · Aug 2026
- 1190 Rail Splitter Rd840 ft² · Sold $32K · Aug 2026
- 1150 Rail Splitter Rd1,280 ft² · Sold $15K · Aug 2026
- 1518 Pike Ave$380K1 ba · 1,446 ft² · Sold $10K · Aug 2026
Assigned schools
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