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Single Family ResidenceResidential
$543,205$340 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

81 HIGH ROCK RD

SANDY HOOK, CT 06482
3
Beds
2.5
Baths
1,596 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.56 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$543K
$498K low$588K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$43,205
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,564
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.94%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$500,000
MANUFACTURERS BANK AND TRUST COMPANY · 6.3% · recorded May 28, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,599 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$299,210 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$88,940
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$210,270
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$299,210
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$209,447

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.80 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWESTERN CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.2.56
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Middle Gate Elementary SchoolA-
Elementary · Grades KG–4 · 2.5 mi
H
Newtown High SchoolA
High · Grades 9–12 · 3.2 mi
M
Newtown Middle SchoolB
Middle · Grades 7–8 · 4.5 mi

District: Newtown School District

Neighborhood · ZIP 06482These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,016
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.568 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$146,299
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$179,268
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

81 High Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Western Connecticut County
  • Costs less per square foot than 73% of homes in Western Connecticut County
  • Has a bigger lot than 92% of homes in Western Connecticut County

What homes are worth in Sandy Hook 06482

Each bar is how many homes fall in that price range. The marker is this home.

This home
$305K$1.2M

This home is worth more than 32% of homes in Sandy Hook 06482.

How it measures up in Sandy Hook 06482

The dot is this home. The mark in the middle is the typical home in Sandy Hook 06482.

Estimated value$543,205
CheaperTypical $641,581Pricier

Pricier than 32% of homes nearby

Price per ft²$340
CheaperTypical $314Pricier

Pricier than 63% of homes nearby

Living area1,596 ft²
SmallerTypical 2,064 ft²Bigger

Bigger than 36% of homes nearby

Lot size2.56 ac
SmallerTypical 1.17 acBigger

Bigger than 87% of homes nearby

Year built1975
OlderTypical 1979Newer

Newer than 43% of homes nearby

How 81 High Rock Rd ranks against every home in each area.
MeasureThis homeSandy Hook 06482Western Connecticut County
Estimated valuepricier than$543,20532% of homes25% of homes
Price per ft²pricier than$34063% of homes27% of homes
Living areabigger than1,596 ft²36% of homes36% of homes
Lot sizebigger than2.56 ac87% of homes92% of homes
Year builtnewer than197543% of homes62% of homes

About 81 High Rock Rd

How much is 81 High Rock Rd, Sandy Hook, CT worth?

The TopHap Estimate for 81 High Rock Rd, Sandy Hook, CT is $543,205 as of Jul 14, 2026. The likely range is $497,950 to $588,460. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 81 High Rock Rd, Sandy Hook, CT last sell?

81 High Rock Rd, Sandy Hook, CT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 81 High Rock Rd, Sandy Hook, CT?

81 High Rock Rd, Sandy Hook, CT has 3 bedrooms, 2.5 bathrooms, 1,596 square feet of living space and a 2.56-acre lot.

When was 81 High Rock Rd, Sandy Hook, CT built?

81 High Rock Rd, Sandy Hook, CT was built in 1975, making it 51 years old. It is a ranch home. The building has 1 story.

What schools serve 81 High Rock Rd, Sandy Hook, CT?

81 High Rock Rd, Sandy Hook, CT is assigned to Middle Gate Elementary School (elementary), rated A-; Newtown High School (high), rated A; Newtown Middle School (middle), rated B. All sit in Newtown School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 81 High Rock Rd, Sandy Hook, CT compare to other homes in Sandy Hook 06482?

Among the 4,009 homes in Sandy Hook 06482, it is worth more than 32% of them ($543,205 against a typical $641,581), its price per square foot is higher than 63% of them ($340 against a typical $314), it is bigger than 36% of them (1,596 ft² against a typical 2,064 ft²), its lot is bigger than 87% of them (2.56 ac against a typical 1.17 ac) and it is newer than 43% of them (1975 against a typical 1979). Measured against all of Western Connecticut County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 81 High Rock Rd, Sandy Hook, CT?

The 2025 property tax bill for 81 High Rock Rd, Sandy Hook, CT was $8,599. The county assessed it at $299,210.

Closest homes

More homes in Sandy Hook 06482

Assigned schools

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