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Single Family ResidenceResidential
$162,095$146 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $42,500 on Jun 21, 2012

813 N SPENCER ST

RUSHVILLE, IN 46173
3
Beds
1.5
Baths
1,108 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$162K
$140K low$184K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$42,500 · Jun 21, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$120,195
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$96,156
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$41,900
GVC MORTGAGE INC · E · recorded Jun 21, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,326 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$137,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$122,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$138,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$137,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRUSH
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 140 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Rushville Consolidated High SchoolA-
High · Grades 9–12 · 0.6 mi
M
Benjamin Rush Middle SchoolB-
Middle · Grades 7–8 · 0.8 mi
E
Rushville Elementary SchoolB-
Elementary · Grades PK–6 · 0.9 mi

District: Rush County Schools

Neighborhood · ZIP 46173These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.197
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,408
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,823
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,459
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

813 N Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 70% of homes in Rushville 46173
  • Smaller than 87% of homes in Rush County
  • Has a smaller lot than 81% of homes in Rush County
  • Newer than 83% of homes in Rushville 46173

What homes are worth in Rushville 46173

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$568K

This home is worth more than 43% of homes in Rushville 46173.

How it measures up in Rushville 46173

The dot is this home. The mark in the middle is the typical home in Rushville 46173.

Estimated value$162,095
CheaperTypical $183,243Pricier

Pricier than 43% of homes nearby

Price per ft²$146
CheaperTypical $110Pricier

Pricier than 70% of homes nearby

Living area1,108 ft²
SmallerTypical 1,704 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.18 ac
SmallerTypical 0.36 acBigger

Bigger than 28% of homes nearby

Year built1990
OlderTypical 1958Newer

Newer than 83% of homes nearby

How 813 N Spencer St ranks against every home in each area.
MeasureThis homeRushville 46173Rush County
Estimated valuepricier than$162,09543% of homes41% of homes
Price per ft²pricier than$14670% of homes68% of homes
Living areabigger than1,108 ft²16% of homes13% of homes
Lot sizebigger than0.18 ac28% of homes19% of homes
Year builtnewer than199083% of homes81% of homes

About 813 N Spencer St

How much is 813 N Spencer St, Rushville, IN worth?

The TopHap Estimate for 813 N Spencer St, Rushville, IN is $162,095 as of Jul 14, 2026. The likely range is $140,372 to $183,818. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 813 N Spencer St, Rushville, IN last sell?

813 N Spencer St, Rushville, IN last sold on Jun 21, 2012 for $42,500, according to the county's recorded deed.

How big is 813 N Spencer St, Rushville, IN?

813 N Spencer St, Rushville, IN has 3 bedrooms, 1.5 bathrooms, 1,108 square feet of living space and a 0.18-acre lot.

When was 813 N Spencer St, Rushville, IN built?

813 N Spencer St, Rushville, IN was built in 1990, making it 36 years old. The building has 1 story.

What schools serve 813 N Spencer St, Rushville, IN?

813 N Spencer St, Rushville, IN is assigned to Rushville Consolidated High School (high), rated A-; Benjamin Rush Middle School (middle), rated B-; Rushville Elementary School (elementary), rated B-. All sit in Rush County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 813 N Spencer St, Rushville, IN compare to other homes in Rushville 46173?

Among the 4,102 homes in Rushville 46173, it is worth more than 43% of them ($162,095 against a typical $183,243), its price per square foot is higher than 70% of them ($146 against a typical $110), it is bigger than 16% of them (1,108 ft² against a typical 1,704 ft²), its lot is bigger than 28% of them (0.18 ac against a typical 0.36 ac) and it is newer than 83% of them (1990 against a typical 1958). Measured against all of Rush County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 813 N Spencer St, Rushville, IN?

The 2025 property tax bill for 813 N Spencer St, Rushville, IN was $1,326. The county assessed it at $137,700.

Closest homes

More homes in Rushville 46173

Assigned schools

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