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Single Family ResidenceResidential

814 N COMMERCE ST

LOCKHART, TX 78644
0
Baths
912 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,001 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$114,820 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$74,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,570
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$127,590
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$114,820

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Georgian
CountyCALDWELL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1958
Lot (acres)The size of the land the home sits on, from county records.0.12
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.Window A/C
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 20 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lockhart High SchoolD+
High · Grades 9–12 · 1.4 mi
E
Bluebonnet Elementary SchoolC+
Elementary · Grades KG–5 · 1.6 mi
M
Lockhart Junior High SchoolC
Middle · Grades 6–8 · 2.1 mi

District: Lockhart Independent School District

Neighborhood · ZIP 78644These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.27,312
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.143 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,942
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,386
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

814 N Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 91% of homes in Lockhart 78644
  • Has a smaller lot than 96% of homes in Lockhart 78644
  • Older than 89% of homes in Lockhart 78644

How it measures up in Lockhart 78644

The dot is this home. The mark in the middle is the typical home in Lockhart 78644.

Living area912 ft²
SmallerTypical 1,526 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.11 ac
SmallerTypical 0.28 acBigger

Bigger than 4% of homes nearby

Year built1940
OlderTypical 1998Newer

Newer than 11% of homes nearby

How 814 N Commerce St ranks against every home in each area.
MeasureThis homeLockhart 78644Caldwell County
Living areabigger than912 ft²9% of homes12% of homes
Lot sizebigger than0.11 ac4% of homes5% of homes
Year builtnewer than194011% of homes12% of homes

About 814 N Commerce St

When did 814 N Commerce St, Lockhart, TX last sell?

814 N Commerce St, Lockhart, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 814 N Commerce St, Lockhart, TX?

814 N Commerce St, Lockhart, TX has 912 square feet of living space and a 0.12-acre lot.

When was 814 N Commerce St, Lockhart, TX built?

814 N Commerce St, Lockhart, TX was built in 1940, making it 86 years old. It is a georgian home. The building has 1 story.

What schools serve 814 N Commerce St, Lockhart, TX?

814 N Commerce St, Lockhart, TX is assigned to Lockhart High School (high), rated D+; Bluebonnet Elementary School (elementary), rated C+; Lockhart Junior High School (middle), rated C. All sit in Lockhart Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 814 N Commerce St, Lockhart, TX compare to other homes in Lockhart 78644?

Among the 9,240 homes in Lockhart 78644, it is bigger than 9% of them (912 ft² against a typical 1,526 ft²), its lot is bigger than 4% of them (0.11 ac against a typical 0.28 ac) and it is newer than 11% of them (1940 against a typical 1998). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 814 N Commerce St, Lockhart, TX?

The 2026 property tax bill for 814 N Commerce St, Lockhart, TX was $2,001. The county assessed it at $114,820.

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