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Single Family ResidenceResidential
$155,522
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

817 N COMMERCE ST

LOCKHART, TX 78644
0
Baths
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$156K
$149K low$162K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,250 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,890 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$57,890
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$71,620
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$57,890

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
50
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCALDWELL
Lot (acres)The size of the land the home sits on, from county records.0.11
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 12 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lockhart High SchoolD
High · Grades 9–12 · 1.4 mi
E
Bluebonnet Elementary SchoolC-
Elementary · Grades KG–5 · 1.6 mi
M
Lockhart Junior High SchoolD+
Middle · Grades 6–8 · 2.1 mi

District: Lockhart Independent School District

Neighborhood · ZIP 78644These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.27,312
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.143 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,942
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,386
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

817 N Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Lockhart 78644
  • Has a smaller lot than 97% of homes in Lockhart 78644

What homes are worth in Lockhart 78644

Each bar is how many homes fall in that price range. The marker is this home.

This home
$124K$801K

This home is worth more than 6% of homes in Lockhart 78644.

How it measures up in Lockhart 78644

The dot is this home. The mark in the middle is the typical home in Lockhart 78644.

Estimated value$155,522
CheaperTypical $280,040Pricier

Pricier than 6% of homes nearby

Lot size0.11 ac
SmallerTypical 0.26 acBigger

Bigger than 3% of homes nearby

How 817 N Commerce St ranks against every home in each area.
MeasureThis homeLockhart 78644Caldwell County
Estimated valuepricier than$155,5226% of homes9% of homes
Lot sizebigger than0.11 ac3% of homes4% of homes

About 817 N Commerce St

How much is 817 N Commerce St, Lockhart, TX worth?

The TopHap Estimate for 817 N Commerce St, Lockhart, TX is $155,522 as of Oct 21, 2026. The likely range is $148,962 to $162,082. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 817 N Commerce St, Lockhart, TX last sell?

817 N Commerce St, Lockhart, TX last sold on Nov 7, 2023, according to the county's recorded deed.

What schools serve 817 N Commerce St, Lockhart, TX?

817 N Commerce St, Lockhart, TX is assigned to Lockhart High School (high), rated D; Bluebonnet Elementary School (elementary), rated C-; Lockhart Junior High School (middle), rated D+. All sit in Lockhart Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 817 N Commerce St, Lockhart, TX compare to other homes in Lockhart 78644?

Among the 9,749 homes in Lockhart 78644, it is worth more than 6% of them ($155,522 against a typical $280,040) and its lot is bigger than 3% of them (0.11 ac against a typical 0.26 ac). Measured against all of Caldwell County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 817 N Commerce St, Lockhart, TX?

The 2026 property tax bill for 817 N Commerce St, Lockhart, TX was $1,250. The county assessed it at $57,890.

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