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Single Family ResidenceResidential
$50,719$101 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

81522 TOBY LN

WILLOW RIVER, MN 55795
1
Beds
1
Baths
504 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$51K
$38K low$63K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$410 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$91,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$57,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$34,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$83,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$91,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyPINE
Lot (acres)The size of the land the home sits on, from county records.6.26
ConstructionThe main material the home's frame and walls are built from.Tilt-Up Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Convection
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 32 ft²Shed · 24 ft²Porch · 288 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Willow River Secondary SchoolD+
Middle · Grades 7–12 · 7.3 mi
E
Willow River Elementary SchoolC+
Elementary · Grades PK–6 · 7.3 mi

District: Willow River Public School District

Neighborhood · ZIP 55795These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.148
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.6

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.68%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.1,380
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,038
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,195
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

81522 Toby Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Willow River 55795
  • Costs less per square foot than 95% of homes in Willow River 55795
  • Smaller than 91% of homes in Willow River 55795

What homes are worth in Willow River 55795

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$528K

This home is worth less than almost all homes in Willow River 55795.

How it measures up in Willow River 55795

The dot is this home. The mark in the middle is the typical home in Willow River 55795.

Estimated value$50,719
CheaperTypical $207,168Pricier

Cheaper than almost all homes nearby

Price per ft²$101
CheaperTypical $200Pricier

Pricier than 5% of homes nearby

Living area504 ft²
SmallerTypical 1,144 ft²Bigger

Bigger than 9% of homes nearby

Lot size6.26 ac
SmallerTypical 5.34 acBigger

Bigger than 53% of homes nearby

Year built1981
OlderTypical 1992Newer

Newer than 41% of homes nearby

How 81522 Toby Ln ranks against every home in each area.
MeasureThis homeWillow River 55795Pine County
Estimated valuepricier than$50,719almost no homes2% of homes
Price per ft²pricier than$1015% of homes7% of homes
Living areabigger than504 ft²9% of homes11% of homes
Lot sizebigger than6.26 ac53% of homes62% of homes
Year builtnewer than198141% of homes44% of homes

About 81522 Toby Ln

How much is 81522 Toby Ln, Willow River, MN worth?

The TopHap Estimate for 81522 Toby Ln, Willow River, MN is $50,719 as of Aug 30, 2026. The likely range is $38,312 to $63,126. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 81522 Toby Ln, Willow River, MN last sell?

81522 Toby Ln, Willow River, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 81522 Toby Ln, Willow River, MN?

81522 Toby Ln, Willow River, MN has 1 bedrooms, 1 bathrooms, 504 square feet of living space and a 6.26-acre lot.

When was 81522 Toby Ln, Willow River, MN built?

81522 Toby Ln, Willow River, MN was built in 1981, making it 45 years old. It is a rustic home. The building has 1 story.

What schools serve 81522 Toby Ln, Willow River, MN?

81522 Toby Ln, Willow River, MN is assigned to Willow River Secondary School (middle), rated D+; Willow River Elementary School (elementary), rated C+. All sit in Willow River Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 81522 Toby Ln, Willow River, MN compare to other homes in Willow River 55795?

Among the 1,322 homes in Willow River 55795, it is worth more than almost none of them ($50,719 against a typical $207,168), its price per square foot is higher than 5% of them ($101 against a typical $200), it is bigger than 9% of them (504 ft² against a typical 1,144 ft²), its lot is bigger than 53% of them (6.26 ac against a typical 5.34 ac) and it is newer than 41% of them (1981 against a typical 1992). Measured against all of Pine County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 81522 Toby Ln, Willow River, MN?

The 2025 property tax bill for 81522 Toby Ln, Willow River, MN was $410. The county assessed it at $91,600.

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