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Single Family ResidenceResidential
$693,016$351 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

816 RIDGEWOOD DR

MURPHY, NC 28906
3
Beds
3 / 1
Baths
1,972 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$693K
$594K low$792K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,026 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$447,140 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$447,140
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$447,140

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCherokee
Lot (acres)The size of the land the home sits on, from county records.1.18
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 1,353 ft²Porch · 260 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hiwassee Dam Elementary & Middle SchoolA-
Elementary · Grades PK–8 · 4.1 mi
H
Hiwassee Dam High SchoolB
High · Grades 9–12 · 4.1 mi

District: Cherokee County Schools

Neighborhood · ZIP 28906These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.20,751
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,607
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

816 Ridgewood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Murphy 28906
  • Costs more per square foot than 90% of homes in Cherokee County
  • Bigger than 86% of homes in Murphy 28906

What homes are worth in Murphy 28906

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$682K

This home is worth more than 98% of homes in Murphy 28906.

How it measures up in Murphy 28906

The dot is this home. The mark in the middle is the typical home in Murphy 28906.

Estimated value$693,016
CheaperTypical $278,668Pricier

Pricier than 98% of homes nearby

Price per ft²$351
CheaperTypical $224Pricier

Pricier than 88% of homes nearby

Living area1,972 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than 86% of homes nearby

Lot size1.18 ac
SmallerTypical 1.33 acBigger

Bigger than 44% of homes nearby

Year built1996
OlderTypical 1996Newer

Newer than 51% of homes nearby

How 816 Ridgewood Dr ranks against every home in each area.
MeasureThis homeMurphy 28906Cherokee County
Estimated valuepricier than$693,01698% of homes98% of homes
Price per ft²pricier than$35188% of homes90% of homes
Living areabigger than1,972 ft²86% of homes85% of homes
Lot sizebigger than1.18 ac44% of homes45% of homes
Year builtnewer than199651% of homes56% of homes

About 816 Ridgewood Dr

How much is 816 Ridgewood Dr, Murphy, NC worth?

The TopHap Estimate for 816 Ridgewood Dr, Murphy, NC is $693,016 as of Jul 14, 2026. The likely range is $594,441 to $791,591. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 816 Ridgewood Dr, Murphy, NC?

816 Ridgewood Dr, Murphy, NC has 3 bedrooms, 3 bathrooms, 1,972 square feet of living space and a 1.18-acre lot.

When was 816 Ridgewood Dr, Murphy, NC built?

816 Ridgewood Dr, Murphy, NC was built in 1996, making it 30 years old. The building has 2 stories.

What schools serve 816 Ridgewood Dr, Murphy, NC?

816 Ridgewood Dr, Murphy, NC is assigned to Hiwassee Dam Elementary & Middle School (elementary), rated A-; Hiwassee Dam High School (high), rated B. All sit in Cherokee County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 816 Ridgewood Dr, Murphy, NC compare to other homes in Murphy 28906?

Among the 14,392 homes in Murphy 28906, it is worth more than 98% of them ($693,016 against a typical $278,668), its price per square foot is higher than 88% of them ($351 against a typical $224), it is bigger than 86% of them (1,972 ft² against a typical 1,320 ft²), its lot is bigger than 44% of them (1.18 ac against a typical 1.33 ac) and it is newer than 51% of them (1996 against a typical 1996). Measured against all of Cherokee County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 816 Ridgewood Dr, Murphy, NC?

The 2025 property tax bill for 816 Ridgewood Dr, Murphy, NC was $5,026. The county assessed it at $447,140.

More homes on Ridgewood Dr

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Assigned schools

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