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Single Family ResidenceResidential
$308,096$296 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $245,000 on Feb 2, 2022

816 STEPHENS RD

ROCKY TOP, TN 37769
2
Baths
1,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.88 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$308K
$291K low$325K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$245,000 · Feb 2, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$278,096
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$222,477
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.11%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
Y-12 FCU · recorded Oct 27, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$876 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$58,225 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$46,225
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,825
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$232,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAnderson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.0.88
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Patio · 240 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lake City Elementary SchoolC+
Elementary · Grades PK–5 · 1.7 mi
M
Lake City Middle SchoolC-
Middle · Grades 6–8 · 2.0 mi
H
Anderson County High SchoolC-
High · Grades 9–12 · 5.3 mi

District: Anderson County School District

Neighborhood · ZIP 37769These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.129

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,807
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.189 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,210
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,252
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

816 Stephens Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Rocky Top 37769
  • Costs more per square foot than 97% of homes in Rocky Top 37769
  • Smaller than 80% of homes in Anderson County

What homes are worth in Rocky Top 37769

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$610K

This home is worth more than 74% of homes in Rocky Top 37769.

How it measures up in Rocky Top 37769

The dot is this home. The mark in the middle is the typical home in Rocky Top 37769.

Estimated value$308,096
CheaperTypical $224,337Pricier

Pricier than 74% of homes nearby

Price per ft²$296
CheaperTypical $172Pricier

Pricier than 97% of homes nearby

Living area1,040 ft²
SmallerTypical 1,265 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.88 ac
SmallerTypical 0.84 acBigger

Bigger than 51% of homes nearby

Year built1980
OlderTypical 1977Newer

Newer than 55% of homes nearby

How 816 Stephens Rd ranks against every home in each area.
MeasureThis homeRocky Top 37769Anderson County
Estimated valuepricier than$308,09674% of homes53% of homes
Price per ft²pricier than$29697% of homes93% of homes
Living areabigger than1,040 ft²31% of homes20% of homes
Lot sizebigger than0.88 ac51% of homes64% of homes
Year builtnewer than198055% of homes58% of homes

About 816 Stephens Rd

How much is 816 Stephens Rd, Rocky Top, TN worth?

The TopHap Estimate for 816 Stephens Rd, Rocky Top, TN is $308,096 as of Jul 14, 2026. The likely range is $291,012 to $325,180. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 816 Stephens Rd, Rocky Top, TN last sell?

816 Stephens Rd, Rocky Top, TN last sold on Feb 2, 2022 for $245,000, according to the county's recorded deed.

How big is 816 Stephens Rd, Rocky Top, TN?

816 Stephens Rd, Rocky Top, TN has 2 bathrooms, 1,040 square feet of living space and a 0.88-acre lot.

When was 816 Stephens Rd, Rocky Top, TN built?

816 Stephens Rd, Rocky Top, TN was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 816 Stephens Rd, Rocky Top, TN?

816 Stephens Rd, Rocky Top, TN is assigned to Lake City Elementary School (elementary), rated C+; Lake City Middle School (middle), rated C-; Anderson County High School (high), rated C-. All sit in Anderson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 816 Stephens Rd, Rocky Top, TN compare to other homes in Rocky Top 37769?

Among the 2,349 homes in Rocky Top 37769, it is worth more than 74% of them ($308,096 against a typical $224,337), its price per square foot is higher than 97% of them ($296 against a typical $172), it is bigger than 31% of them (1,040 ft² against a typical 1,265 ft²), its lot is bigger than 51% of them (0.88 ac against a typical 0.84 ac) and it is newer than 55% of them (1980 against a typical 1977). Measured against all of Anderson County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 816 Stephens Rd, Rocky Top, TN?

The 2025 property tax bill for 816 Stephens Rd, Rocky Top, TN was $876. The county assessed it at $58,225.

Closest homes

More homes in Rocky Top 37769

Assigned schools

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