Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$420,000$264 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $420,000 on Jul 1, 2026

817 RIVERBEND DR

HAYESVILLE, NC 28904
2
Beds
2 / 2
Baths
1,590 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.83 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.

Valuation

$420K
$409K low$431K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$420,000 · Jul 1, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$126,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$100,800
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$294,000
Null Placeholder · 6.51% 2 · recorded Jul 1, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,008 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$192,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$63,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$129,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$192,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$192,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCLAY
Lot (acres)The size of the land the home sits on, from county records.0.83
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hayesville Middle SchoolC
Middle · Grades 6–8 · 2.5 mi
H
Hayesville High SchoolB-
High · Grades 9–12 · 2.5 mi
E
Hayesville Primary School
Elementary · Grades PK–2 · 2.6 mi

District: Clay County Schools

Neighborhood · ZIP 28904These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.115

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.9,778
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,320
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,263
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

817 Riverbend Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 80% of homes in Clay County
  • Has a smaller lot than 78% of homes in Clay County

What homes are worth in Hayesville 28904

Each bar is how many homes fall in that price range. The marker is this home.

This home
$97K$1.3M

This home is worth more than 61% of homes in Hayesville 28904.

How it measures up in Hayesville 28904

The dot is this home. The mark in the middle is the typical home in Hayesville 28904.

Estimated value$420,000
CheaperTypical $359,900Pricier

Pricier than 61% of homes nearby

Price per ft²$264
CheaperTypical $191Pricier

Pricier than 78% of homes nearby

Living area1,590 ft²
SmallerTypical 1,769 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.83 ac
SmallerTypical 1.26 acBigger

Bigger than 24% of homes nearby

Year built1991
OlderTypical 1993Newer

Newer than 47% of homes nearby

How 817 Riverbend Dr ranks against every home in each area.
MeasureThis homeHayesville 28904Clay County
Estimated valuepricier than$420,00061% of homes63% of homes
Price per ft²pricier than$26478% of homes80% of homes
Living areabigger than1,590 ft²43% of homes44% of homes
Lot sizebigger than0.83 ac24% of homes22% of homes
Year builtnewer than199147% of homes47% of homes

About 817 Riverbend Dr

How much is 817 Riverbend Dr, Hayesville, NC worth?

The TopHap Estimate for 817 Riverbend Dr, Hayesville, NC is $420,000 as of Jul 14, 2026. The likely range is $408,721 to $431,279. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 817 Riverbend Dr, Hayesville, NC last sell?

817 Riverbend Dr, Hayesville, NC last sold on Jul 1, 2026 for $420,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 817 Riverbend Dr, Hayesville, NC?

817 Riverbend Dr, Hayesville, NC has 2 bedrooms, 2 bathrooms, 1,590 square feet of living space and a 0.83-acre lot.

When was 817 Riverbend Dr, Hayesville, NC built?

817 Riverbend Dr, Hayesville, NC was built in 1991, making it 35 years old.

What schools serve 817 Riverbend Dr, Hayesville, NC?

817 Riverbend Dr, Hayesville, NC is assigned to Hayesville Middle School (middle), rated C; Hayesville High School (high), rated B-; Hayesville Primary School (elementary). All sit in Clay County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 817 Riverbend Dr, Hayesville, NC compare to other homes in Hayesville 28904?

Among the 5,943 homes in Hayesville 28904, it is worth more than 61% of them ($420,000 against a typical $359,900), its price per square foot is higher than 78% of them ($264 against a typical $191), it is bigger than 43% of them (1,590 ft² against a typical 1,769 ft²), its lot is bigger than 24% of them (0.83 ac against a typical 1.26 ac) and it is newer than 47% of them (1991 against a typical 1993). Measured against all of Clay County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 817 Riverbend Dr, Hayesville, NC?

The 2025 property tax bill for 817 Riverbend Dr, Hayesville, NC was $1,008. The county assessed it at $192,600.

Closest homes

More homes in Hayesville 28904

Assigned schools

Explore the area

See this home in context

Open 817 Riverbend Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map