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Single Family ResidenceResidential
$834,163$480 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

8196 W FERGUSON LN

RATHDRUM, ID 83858
4
Beds
2
Baths
1,739 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
7
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$834K
$768K low$901K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$219,163
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$175,330
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$615,000
KIND LENDING LLC · recorded Nov 26, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,016 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$724,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$275,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$449,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$724,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$724,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
44
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
47
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKootenai
Lot (acres)The size of the land the home sits on, from county records.0.47
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Betty Kiefer Elementary SchoolB+
Elementary · Grades KG–5 · 0.5 mi
M
Lakeland Middle SchoolC+
Middle · Grades 6–8 · 1.7 mi
H
Lakeland High SchoolA
High · Grades 9–12 · 1.9 mi

District: Lakeland Joint School District 272

Neighborhood · ZIP 83858These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.20,348
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.178 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,548
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,301
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8196 W Ferguson Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Rathdrum 83858
  • Costs more per square foot than 83% of homes in Kootenai County
  • Has a bigger lot than 69% of homes in Kootenai County
  • Among the newest homes in Rathdrum 83858

What homes are worth in Rathdrum 83858

Each bar is how many homes fall in that price range. The marker is this home.

This home
$309K$1.6M

This home is worth more than 71% of homes in Rathdrum 83858.

How it measures up in Rathdrum 83858

The dot is this home. The mark in the middle is the typical home in Rathdrum 83858.

Estimated value$834,163
CheaperTypical $575,194Pricier

Pricier than 71% of homes nearby

Price per ft²$480
CheaperTypical $352Pricier

Pricier than 82% of homes nearby

Living area1,739 ft²
SmallerTypical 1,756 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.47 ac
SmallerTypical 0.29 acBigger

Bigger than 61% of homes nearby

Year built2024
OlderTypical 2001Newer

Newer than almost all homes nearby

How 8196 W Ferguson Ln ranks against every home in each area.
MeasureThis homeRathdrum 83858Kootenai County
Estimated valuepricier than$834,16371% of homes71% of homes
Price per ft²pricier than$48082% of homes83% of homes
Living areabigger than1,739 ft²49% of homes43% of homes
Lot sizebigger than0.47 ac61% of homes69% of homes
Year builtnewer than2024almost all homesalmost all homes

About 8196 W Ferguson Ln

How much is 8196 W Ferguson Ln, Rathdrum, ID worth?

The TopHap Estimate for 8196 W Ferguson Ln, Rathdrum, ID is $834,163 as of Jul 14, 2026. The likely range is $767,815 to $900,511. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8196 W Ferguson Ln, Rathdrum, ID last sell?

8196 W Ferguson Ln, Rathdrum, ID last sold on May 22, 2024, according to the county's recorded deed.

How big is 8196 W Ferguson Ln, Rathdrum, ID?

8196 W Ferguson Ln, Rathdrum, ID has 4 bedrooms, 2 bathrooms, 1,739 square feet of living space and a 0.47-acre lot.

When was 8196 W Ferguson Ln, Rathdrum, ID built?

8196 W Ferguson Ln, Rathdrum, ID was built in 2024, making it 2 years old.

What schools serve 8196 W Ferguson Ln, Rathdrum, ID?

8196 W Ferguson Ln, Rathdrum, ID is assigned to Betty Kiefer Elementary School (elementary), rated B+; Lakeland Middle School (middle), rated C+; Lakeland High School (high), rated A. All sit in Lakeland Joint School District 272. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8196 W Ferguson Ln, Rathdrum, ID compare to other homes in Rathdrum 83858?

Among the 8,677 homes in Rathdrum 83858, it is worth more than 71% of them ($834,163 against a typical $575,194), its price per square foot is higher than 82% of them ($480 against a typical $352), it is bigger than 49% of them (1,739 ft² against a typical 1,756 ft²), its lot is bigger than 61% of them (0.47 ac against a typical 0.29 ac) and it is newer than almost all of them (2024 against a typical 2001). Measured against all of Kootenai County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8196 W Ferguson Ln, Rathdrum, ID?

The 2025 property tax bill for 8196 W Ferguson Ln, Rathdrum, ID was $3,016. The county assessed it at $724,500.

Closest homes

More homes in Rathdrum 83858

Assigned schools

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