Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$101,765$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $65,000 on May 3, 2006

82 RIVER LOOP

PONCE DE LEON, FL 32455
2
Beds
1
Baths
832 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$102K
$80K low$124K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,000 · May 3, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$49,765
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$39,812
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$52,000
USAA FSB · recorded May 3, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$532 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$56,350 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,625
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$49,725
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,235
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$56,350

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWalton
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1973
Lot (acres)The size of the land the home sits on, from county records.0.25
RoofThe main material covering the roof, such as asphalt shingle or tile.Tin
HeatingThe type of heating system in the home.Convection
CoolingThe type of cooling or air conditioning in the home.Window A/C
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 207 ft²Porch · 284 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Freeport High SchoolA-
High · Grades 9–12 · 14.3 mi
E
Freeport Elementary SchoolB-
Elementary · Grades PK–5 · 14.3 mi
M
Freeport Middle SchoolB+
Middle · Grades 6–8 · 14.4 mi

District: Walton County School District

Neighborhood · ZIP 32455These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.71
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,246
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.26 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,331
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,590
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

82 River Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Walton County
  • Costs less per square foot than 95% of homes in Walton County
  • Smaller than 96% of homes in Walton County
  • Has a smaller lot than 95% of homes in Ponce de Leon 32455
  • Older than 95% of homes in Walton County

What homes are worth in Ponce de Leon 32455

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$809K

This home is worth more than 16% of homes in Ponce de Leon 32455.

How it measures up in Ponce de Leon 32455

The dot is this home. The mark in the middle is the typical home in Ponce de Leon 32455.

Estimated value$101,765
CheaperTypical $189,639Pricier

Pricier than 16% of homes nearby

Price per ft²$122
CheaperTypical $141Pricier

Pricier than 38% of homes nearby

Living area832 ft²
SmallerTypical 1,288 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.25 ac
SmallerTypical 2.89 acBigger

Bigger than 5% of homes nearby

Year built1960
OlderTypical 1985Newer

Newer than 19% of homes nearby

How 82 River Loop ranks against every home in each area.
MeasureThis homePonce de Leon 32455Walton County
Estimated valuepricier than$101,76516% of homes2% of homes
Price per ft²pricier than$12238% of homes5% of homes
Living areabigger than832 ft²12% of homes4% of homes
Lot sizebigger than0.25 ac5% of homes60% of homes
Year builtnewer than196019% of homes5% of homes

About 82 River Loop

How much is 82 River Loop, Ponce De Leon, FL worth?

The TopHap Estimate for 82 River Loop, Ponce De Leon, FL is $101,765 as of Jul 14, 2026. The likely range is $79,703 to $123,827. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 82 River Loop, Ponce De Leon, FL last sell?

82 River Loop, Ponce De Leon, FL last sold on May 3, 2006 for $65,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 82 River Loop, Ponce De Leon, FL?

82 River Loop, Ponce De Leon, FL has 2 bedrooms, 1 bathrooms, 832 square feet of living space and a 0.25-acre lot.

When was 82 River Loop, Ponce De Leon, FL built?

82 River Loop, Ponce De Leon, FL was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 82 River Loop, Ponce De Leon, FL?

82 River Loop, Ponce De Leon, FL is assigned to Freeport High School (high), rated A-; Freeport Elementary School (elementary), rated B-; Freeport Middle School (middle), rated B+. All sit in Walton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 82 River Loop, Ponce De Leon, FL compare to other homes in Ponce de Leon 32455?

Among the 1,918 homes in Ponce de Leon 32455, it is worth more than 16% of them ($101,765 against a typical $189,639), its price per square foot is higher than 38% of them ($122 against a typical $141), it is bigger than 12% of them (832 ft² against a typical 1,288 ft²), its lot is bigger than 5% of them (0.25 ac against a typical 2.89 ac) and it is newer than 19% of them (1960 against a typical 1985). Measured against all of Walton County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 82 River Loop, Ponce De Leon, FL?

The 2024 property tax bill for 82 River Loop, Ponce De Leon, FL was $532. The county assessed it at $56,350.

Closest homes

More homes in Ponce De Leon 32455

Assigned schools

Explore the area

See this home in context

Open 82 River Loop on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map