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Single Family ResidenceResidential
$645,340$209 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $328,000 on Oct 19, 2005

822 RIVERWATCH DR

CRESCENT SPRINGS, KY 41017
4
Beds
3 / 1
Baths
3,093 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$645K
$601K low$690K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$328,000 · Oct 19, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$364,340
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$291,472
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$206,000
GUARDIAN SAVINGS BANK FSB · recorded Feb 19, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
PNC BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,619 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$466,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$391,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$466,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$466,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKenton
Lot (acres)The size of the land the home sits on, from county records.0.30
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
River Ridge Elementary SchoolC+
Elementary · Grades PK–5 · 2.0 mi
H
Dixie Heights High SchoolA
High · Grades 9–12 · 3.2 mi
M
Turkey Foot Middle SchoolB-
Middle · Grades 6–8 · 3.8 mi

District: Kenton County School District

Neighborhood · ZIP 41017These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.210
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.41,929
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,933 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,422
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,220
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

822 Riverwatch Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Kenton County
  • Bigger than 96% of homes in Kenton County
  • Has a bigger lot than 66% of homes in Kenton County
  • Newer than 73% of homes in Ft Mitchell 41017

What homes are worth in Ft Mitchell 41017

Each bar is how many homes fall in that price range. The marker is this home.

This home
$166K$1.1M

This home is worth more than 88% of homes in Ft Mitchell 41017.

How it measures up in Ft Mitchell 41017

The dot is this home. The mark in the middle is the typical home in Ft Mitchell 41017.

Estimated value$645,340
CheaperTypical $341,415Pricier

Pricier than 88% of homes nearby

Price per ft²$209
CheaperTypical $215Pricier

Pricier than 44% of homes nearby

Living area3,093 ft²
SmallerTypical 1,622 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.3 ac
SmallerTypical 0.27 acBigger

Bigger than 58% of homes nearby

Year built1994
OlderTypical 1982Newer

Newer than 73% of homes nearby

How 822 Riverwatch Dr ranks against every home in each area.
MeasureThis homeFt Mitchell 41017Kenton County
Estimated valuepricier than$645,34088% of homes95% of homes
Price per ft²pricier than$20944% of homes64% of homes
Living areabigger than3,093 ft²92% of homes96% of homes
Lot sizebigger than0.3 ac58% of homes66% of homes
Year builtnewer than199473% of homes70% of homes

About 822 Riverwatch Dr

How much is 822 Riverwatch Dr, Crescent Springs, KY worth?

The TopHap Estimate for 822 Riverwatch Dr, Crescent Springs, KY is $645,340 as of Jul 14, 2026. The likely range is $601,065 to $689,615. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 822 Riverwatch Dr, Crescent Springs, KY last sell?

822 Riverwatch Dr, Crescent Springs, KY last sold on Oct 19, 2005 for $328,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 822 Riverwatch Dr, Crescent Springs, KY?

822 Riverwatch Dr, Crescent Springs, KY has 4 bedrooms, 3 bathrooms, 3,093 square feet of living space and a 0.30-acre lot.

When was 822 Riverwatch Dr, Crescent Springs, KY built?

822 Riverwatch Dr, Crescent Springs, KY was built in 1994, making it 32 years old. The building has 2 stories.

What schools serve 822 Riverwatch Dr, Crescent Springs, KY?

822 Riverwatch Dr, Crescent Springs, KY is assigned to River Ridge Elementary School (elementary), rated C+; Dixie Heights High School (high), rated A; Turkey Foot Middle School (middle), rated B-. All sit in Kenton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 822 Riverwatch Dr, Crescent Springs, KY compare to other homes in Ft Mitchell 41017?

Among the 14,092 homes in Ft Mitchell 41017, it is worth more than 88% of them ($645,340 against a typical $341,415), its price per square foot is higher than 44% of them ($209 against a typical $215), it is bigger than 92% of them (3,093 ft² against a typical 1,622 ft²), its lot is bigger than 58% of them (0.3 ac against a typical 0.27 ac) and it is newer than 73% of them (1994 against a typical 1982). Measured against all of Kenton County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 822 Riverwatch Dr, Crescent Springs, KY?

The 2025 property tax bill for 822 Riverwatch Dr, Crescent Springs, KY was $4,619. The county assessed it at $466,100.

Closest homes

More homes in Crescent Springs 41017

Assigned schools

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