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Single Family ResidentialResidential
$427,443$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $248,800 on Sep 23, 2008

8320 RUIDOSO RD NE

ALBUQUERQUE, NM 87109
3
Beds
2
Baths
1,915 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$427K
$409K low$446K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$248,800 · Sep 23, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$64,443
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$51,554
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$210,000
BANK OF THE WEST · recorded Apr 4, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$153,000
BANK OF THE WEST

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,133 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$88,718 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,398
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,320
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$86,135
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$266,183

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
11
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyBERNALILLO
Lot (acres)The size of the land the home sits on, from county records.0.18
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dennis Chavez Elementary SchoolA+
Elementary · Grades PK–5 · 0.3 mi
H
La Cueva High SchoolB
High · Grades 9–12 · 1.4 mi
M
Madison Middle SchoolC+
Middle · Grades 6–8 · 2.8 mi

District: Albuquerque Public Schools

Neighborhood · ZIP 87109These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.131

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.40,745
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,017 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,327
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,200
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.10 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8320 Ruidoso Rd Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in North Wyoming
  • Costs more per square foot than 66% of homes in Bernalillo County
  • Bigger than 79% of homes in North Wyoming

What homes are worth in Albuquerque 87109

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$644K

This home is worth more than 70% of homes in Albuquerque 87109.

How it measures up in Albuquerque 87109

The dot is this home. The mark in the middle is the typical home in Albuquerque 87109.

Estimated value$427,443
CheaperTypical $376,960Pricier

Pricier than 70% of homes nearby

Price per ft²$223
CheaperTypical $221Pricier

Pricier than 53% of homes nearby

Living area1,915 ft²
SmallerTypical 1,726 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.18 ac
SmallerTypical 0.17 acBigger

Bigger than 51% of homes nearby

Year built1978
OlderTypical 1977Newer

Newer than 60% of homes nearby

How 8320 Ruidoso Rd Ne ranks against every home in each area.
MeasureThis homeNorth WyomingAlbuquerque 87109Bernalillo County
Estimated valuepricier than$427,44383% of homes70% of homes73% of homes
Price per ft²pricier than$22335% of homes53% of homes66% of homes
Living areabigger than1,915 ft²79% of homes64% of homes62% of homes
Lot sizebigger than0.18 ac48% of homes51% of homes55% of homes
Year builtnewer than197861% of homes60% of homes46% of homes

About 8320 Ruidoso Rd Ne

How much is 8320 Ruidoso Rd Ne, Albuquerque, NM worth?

The TopHap Estimate for 8320 Ruidoso Rd Ne, Albuquerque, NM is $427,443 as of Jul 14, 2026. The likely range is $409,117 to $445,769. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8320 Ruidoso Rd Ne, Albuquerque, NM last sell?

8320 Ruidoso Rd Ne, Albuquerque, NM last sold on Sep 23, 2008 for $248,800, according to the county's recorded deed.

How big is 8320 Ruidoso Rd Ne, Albuquerque, NM?

8320 Ruidoso Rd Ne, Albuquerque, NM has 3 bedrooms, 2 bathrooms, 1,915 square feet of living space and a 0.18-acre lot.

When was 8320 Ruidoso Rd Ne, Albuquerque, NM built?

8320 Ruidoso Rd Ne, Albuquerque, NM was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 8320 Ruidoso Rd Ne, Albuquerque, NM?

8320 Ruidoso Rd Ne, Albuquerque, NM is assigned to Dennis Chavez Elementary School (elementary), rated A+; La Cueva High School (high), rated B; Madison Middle School (middle), rated C+. All sit in Albuquerque Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8320 Ruidoso Rd Ne, Albuquerque, NM compare to other homes in Albuquerque 87109?

Among the 12,039 homes in Albuquerque 87109, it is worth more than 70% of them ($427,443 against a typical $376,960), its price per square foot is higher than 53% of them ($223 against a typical $221), it is bigger than 64% of them (1,915 ft² against a typical 1,726 ft²), its lot is bigger than 51% of them (0.18 ac against a typical 0.17 ac) and it is newer than 60% of them (1978 against a typical 1977). Measured against all of Bernalillo County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8320 Ruidoso Rd Ne, Albuquerque, NM?

The 2025 property tax bill for 8320 Ruidoso Rd Ne, Albuquerque, NM was $3,133. The county assessed it at $88,718.

Closest homes

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Assigned schools

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