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Single Family ResidenceResidential
$160,428$103 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

838 CENTRAL POINT RD

RUTLEDGE, TN 37861
1
Baths
1,552 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.73 ac
Lot SizeThe size of the land the home sits on, from county records.
1902
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$160K
$122K low$199K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$110,428
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$88,342
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
CHASE MANHATTAN BANK NA · recorded Jan 4, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$368 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,675 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,825
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$13,850
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,675
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$62,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGrainger
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1961
Lot (acres)The size of the land the home sits on, from county records.0.73
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 448 ft²Porch · 372 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Grainger Academy
High · Grades 9–12 · 2.0 mi
E
Rutledge Primary School
Elementary · Grades PK–1 · 2.0 mi
M
Rutledge Middle SchoolC+
Middle · Grades 7–8 · 2.1 mi

District: Grainger County School District

Neighborhood · ZIP 37861These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.145

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,741
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.89 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,392
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,279
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

838 Central Point Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Rutledge 37861
  • Costs less per square foot than 94% of homes in Rutledge 37861
  • Bigger than 69% of homes in Grainger County
  • Has a smaller lot than 82% of homes in Grainger County
  • Older than 98% of homes in Grainger County

What homes are worth in Rutledge 37861

Each bar is how many homes fall in that price range. The marker is this home.

This home
$54K$879K

This home is worth more than 20% of homes in Rutledge 37861.

How it measures up in Rutledge 37861

The dot is this home. The mark in the middle is the typical home in Rutledge 37861.

Estimated value$160,428
CheaperTypical $293,838Pricier

Pricier than 20% of homes nearby

Price per ft²$103
CheaperTypical $215Pricier

Pricier than 6% of homes nearby

Living area1,552 ft²
SmallerTypical 1,312 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.73 ac
SmallerTypical 1.64 acBigger

Bigger than 22% of homes nearby

Year built1902
OlderTypical 1992Newer

Newer than 3% of homes nearby

How 838 Central Point Rd ranks against every home in each area.
MeasureThis homeRutledge 37861Grainger County
Estimated valuepricier than$160,42820% of homes22% of homes
Price per ft²pricier than$1036% of homes7% of homes
Living areabigger than1,552 ft²66% of homes69% of homes
Lot sizebigger than0.73 ac22% of homes18% of homes
Year builtnewer than19023% of homes2% of homes

About 838 Central Point Rd

How much is 838 Central Point Rd, Rutledge, TN worth?

The TopHap Estimate for 838 Central Point Rd, Rutledge, TN is $160,428 as of Jul 14, 2026. The likely range is $122,139 to $198,717. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 838 Central Point Rd, Rutledge, TN last sell?

838 Central Point Rd, Rutledge, TN last sold on Aug 14, 2009, according to the county's recorded deed.

How big is 838 Central Point Rd, Rutledge, TN?

838 Central Point Rd, Rutledge, TN has 1 bathrooms, 1,552 square feet of living space and a 0.73-acre lot.

When was 838 Central Point Rd, Rutledge, TN built?

838 Central Point Rd, Rutledge, TN was built in 1902, making it 124 years old. The building has 2 stories.

What schools serve 838 Central Point Rd, Rutledge, TN?

838 Central Point Rd, Rutledge, TN is assigned to Grainger Academy (high); Rutledge Primary School (elementary); Rutledge Middle School (middle), rated C+. All sit in Grainger County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 838 Central Point Rd, Rutledge, TN compare to other homes in Rutledge 37861?

Among the 4,463 homes in Rutledge 37861, it is worth more than 20% of them ($160,428 against a typical $293,838), its price per square foot is higher than 6% of them ($103 against a typical $215), it is bigger than 66% of them (1,552 ft² against a typical 1,312 ft²), its lot is bigger than 22% of them (0.73 ac against a typical 1.64 ac) and it is newer than 3% of them (1902 against a typical 1992). Measured against all of Grainger County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 838 Central Point Rd, Rutledge, TN?

The 2025 property tax bill for 838 Central Point Rd, Rutledge, TN was $368. The county assessed it at $15,675.

Closest homes

More homes in Rutledge 37861

Assigned schools

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