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Single Family ResidenceResidential
$599,039$716 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

84 RANCH RD

LAMY, NM 87540
2
Beds
2
Baths
837 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
14.61 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$599K
$541K low$657K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$186,539
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$149,231
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$412,500
WASHINGTON FEDERAL NA · recorded Mar 11, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,616 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$184,546 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,432
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$130,114
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$179,170
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$553,637

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
11
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
61
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
18
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountySanta Fe
Lot (acres)The size of the land the home sits on, from county records.14.61
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Stable

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
El Dorado Community SchoolA
Elementary · Grades KG–8 · 2.7 mi
H
Santa Fe High School
High · Grades 9–12 · 11.9 mi

District: Santa Fe Public Schools

Neighborhood · ZIP 87540These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,896
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,657
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,278
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

84 Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Lamy 87540
  • Costs more per square foot than 96% of homes in Lamy 87540
  • Smaller than 94% of homes in Lamy 87540
  • Has a bigger lot than 96% of homes in Santa Fe County
  • Newer than 86% of homes in Santa Fe County

What homes are worth in Lamy 87540

Each bar is how many homes fall in that price range. The marker is this home.

This home
$316K$2M

This home is worth more than 21% of homes in Lamy 87540.

How it measures up in Lamy 87540

The dot is this home. The mark in the middle is the typical home in Lamy 87540.

Estimated value$599,039
CheaperTypical $805,473Pricier

Pricier than 21% of homes nearby

Price per ft²$716
CheaperTypical $361Pricier

Pricier than 96% of homes nearby

Living area837 ft²
SmallerTypical 2,124 ft²Bigger

Bigger than 6% of homes nearby

Lot size14.61 ac
SmallerTypical 4.85 acBigger

Bigger than 83% of homes nearby

Year built2004
OlderTypical 1998Newer

Newer than 78% of homes nearby

How 84 Ranch Rd ranks against every home in each area.
MeasureThis homeLamy 87540Santa Fe County
Estimated valuepricier than$599,03921% of homes57% of homes
Price per ft²pricier than$71696% of homes95% of homes
Living areabigger than837 ft²6% of homes7% of homes
Lot sizebigger than14.61 ac83% of homes96% of homes
Year builtnewer than200478% of homes86% of homes

About 84 Ranch Rd

How much is 84 Ranch Rd, Lamy, NM worth?

The TopHap Estimate for 84 Ranch Rd, Lamy, NM is $599,039 as of Jul 14, 2026. The likely range is $541,091 to $656,987. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 84 Ranch Rd, Lamy, NM?

84 Ranch Rd, Lamy, NM has 2 bedrooms, 2 bathrooms, 837 square feet of living space and a 14.61-acre lot.

When was 84 Ranch Rd, Lamy, NM built?

84 Ranch Rd, Lamy, NM was built in 2004, making it 22 years old. It is a conventional home. The building has 1 story.

What schools serve 84 Ranch Rd, Lamy, NM?

84 Ranch Rd, Lamy, NM is assigned to El Dorado Community School (elementary), rated A; Santa Fe High School (high). All sit in Santa Fe Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 84 Ranch Rd, Lamy, NM compare to other homes in Lamy 87540?

Among the 718 homes in Lamy 87540, it is worth more than 21% of them ($599,039 against a typical $805,473), its price per square foot is higher than 96% of them ($716 against a typical $361), it is bigger than 6% of them (837 ft² against a typical 2,124 ft²), its lot is bigger than 83% of them (14.61 ac against a typical 4.85 ac) and it is newer than 78% of them (2004 against a typical 1998). Measured against all of Santa Fe County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 84 Ranch Rd, Lamy, NM?

The 2025 property tax bill for 84 Ranch Rd, Lamy, NM was $4,616. The county assessed it at $184,546.

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Assigned schools

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