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Single Family ResidenceResidential
$466,533$319 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $70,000 on Sep 25, 2000

84 RUGG RD

STERLING, MA 01564
3
Beds
1.5
Baths
1,461 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.55 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$467K
$435K low$498K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$70,000 · Sep 25, 2000
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$240,133
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$192,106
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$226,400
RELIANT MORTGAGE CO LLC · recorded Dec 10, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,008 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$388,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$138,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$250,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$484,025

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.1.55
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Houghton Elementary SchoolC
Elementary · Grades KG–4 · 2.3 mi
M
Chocksett Middle SchoolB+
Middle · Grades 5–8 · 2.4 mi
H
Wachusett Regional High SchoolB+
High · Grades 9–12 · 8.8 mi

District: Wachusett School District

Neighborhood · ZIP 01564These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.37
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,279
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.261 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,296
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$173,931
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

84 Rugg Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Sterling 01564
  • Smaller than 73% of homes in Sterling 01564
  • Has a bigger lot than 79% of homes in Worcester County
  • Older than 80% of homes in Sterling 01564

What homes are worth in Sterling 01564

Each bar is how many homes fall in that price range. The marker is this home.

This home
$266K$1.1M

This home is worth more than 23% of homes in Sterling 01564.

How it measures up in Sterling 01564

The dot is this home. The mark in the middle is the typical home in Sterling 01564.

Estimated value$466,533
CheaperTypical $611,435Pricier

Pricier than 23% of homes nearby

Price per ft²$319
CheaperTypical $333Pricier

Pricier than 40% of homes nearby

Living area1,461 ft²
SmallerTypical 1,900 ft²Bigger

Bigger than 27% of homes nearby

Lot size1.55 ac
SmallerTypical 1.17 acBigger

Bigger than 62% of homes nearby

Year built1954
OlderTypical 1981Newer

Newer than 20% of homes nearby

How 84 Rugg Rd ranks against every home in each area.
MeasureThis homeSterling 01564Worcester County
Estimated valuepricier than$466,53323% of homes46% of homes
Price per ft²pricier than$31940% of homes57% of homes
Living areabigger than1,461 ft²27% of homes37% of homes
Lot sizebigger than1.55 ac62% of homes79% of homes
Year builtnewer than195420% of homes37% of homes

About 84 Rugg Rd

How much is 84 Rugg Rd, Sterling, MA worth?

The TopHap Estimate for 84 Rugg Rd, Sterling, MA is $466,533 as of Jul 14, 2026. The likely range is $434,754 to $498,312. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 84 Rugg Rd, Sterling, MA last sell?

84 Rugg Rd, Sterling, MA last sold on Sep 25, 2000 for $70,000, according to the county's recorded deed.

How big is 84 Rugg Rd, Sterling, MA?

84 Rugg Rd, Sterling, MA has 3 bedrooms, 1.5 bathrooms, 1,461 square feet of living space and a 1.55-acre lot.

When was 84 Rugg Rd, Sterling, MA built?

84 Rugg Rd, Sterling, MA was built in 1954, making it 72 years old. It is a ranch home. The building has 1 story.

What schools serve 84 Rugg Rd, Sterling, MA?

84 Rugg Rd, Sterling, MA is assigned to Houghton Elementary School (elementary), rated C; Chocksett Middle School (middle), rated B+; Wachusett Regional High School (high), rated B+. All sit in Wachusett School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 84 Rugg Rd, Sterling, MA compare to other homes in Sterling 01564?

Among the 2,985 homes in Sterling 01564, it is worth more than 23% of them ($466,533 against a typical $611,435), its price per square foot is higher than 40% of them ($319 against a typical $333), it is bigger than 27% of them (1,461 ft² against a typical 1,900 ft²), its lot is bigger than 62% of them (1.55 ac against a typical 1.17 ac) and it is newer than 20% of them (1954 against a typical 1981). Measured against all of Worcester County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 84 Rugg Rd, Sterling, MA?

The 2025 property tax bill for 84 Rugg Rd, Sterling, MA was $5,008. The county assessed it at $388,800.

Closest homes

More homes in Sterling 01564

Assigned schools

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