Multi-Family Dwellings (Generic, Any Combination)Residential
844 CHARLES ST
RIDGWAY, CO 81432
2
Beds
2
Baths
1,632 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
Valuation
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$198,750
ACADEMY MORTGAGE CORP · recorded Nov 7, 2016
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,245 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,510 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,450
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,060
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,640
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$776,130
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
49
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Multi-Family Dwellings (Generic, Any Combination)
CountyOuray
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
Transaction History(1)
Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
EMH
Ridgway Elementary SchoolB
Elementary · Grades PK–5 · 0.2 mi
Ridgway Middle SchoolA
Middle · Grades 6–8 · 0.8 mi
Ridgway High SchoolB+
High · Grades 9–12 · 0.8 mi
District: Ridgway School District R-2
Neighborhood · ZIP 81432These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.133
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,303
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,369
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,088
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.81%
Ownership
OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No
Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
844 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Smaller than 68% of homes in Ridgway 81432
- Has a smaller lot than 84% of homes in Ridgway 81432
How it measures up in Ridgway 81432
The dot is this home. The mark in the middle is the typical home in Ridgway 81432.
Living area1,632 ft²
SmallerTypical 2,101 ft²Bigger
Bigger than 32% of homes nearby
Lot size0.23 ac
SmallerTypical 1.92 acBigger
Bigger than 16% of homes nearby
Year built2003
OlderTypical 2002Newer
Newer than 55% of homes nearby
| Measure | This home | Ridgway 81432 | Ouray County |
|---|---|---|---|
| Living areabigger than | 1,632 ft² | 32% of homes | 39% of homes |
| Lot sizebigger than | 0.23 ac | 16% of homes | 25% of homes |
| Year builtnewer than | 2003 | 55% of homes | 61% of homes |
About 844 Charles St
How big is 844 Charles St, Ridgway, CO?
844 Charles St, Ridgway, CO has 2 bedrooms, 2 bathrooms and 1,632 square feet of living space.
When was 844 Charles St, Ridgway, CO built?
844 Charles St, Ridgway, CO was built in 2003, making it 23 years old. The building has 2 stories.
What schools serve 844 Charles St, Ridgway, CO?
844 Charles St, Ridgway, CO is assigned to Ridgway Elementary School (elementary), rated B; Ridgway Middle School (middle), rated A; Ridgway High School (high), rated B+. All sit in Ridgway School District R-2. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 844 Charles St, Ridgway, CO compare to other homes in Ridgway 81432?
Among the 2,038 homes in Ridgway 81432, it is bigger than 32% of them (1,632 ft² against a typical 2,101 ft²), its lot is bigger than 16% of them (0.23 ac against a typical 1.92 ac) and it is newer than 55% of them (2003 against a typical 2002). These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 844 Charles St, Ridgway, CO?
The 2025 property tax bill for 844 Charles St, Ridgway, CO was $3,245. The county assessed it at $48,510.
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Assigned schools
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