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Single Family ResidenceResidential
$521,640$287 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $292,600 on Jun 8, 2023

845 RUTHERFORD

FISCHER, TX 78623
4
Baths
1,816 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.44 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$522K
$506K low$537K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$292,600 · Jun 8, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$301,640
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$241,312
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$220,000
WELLS FARGO BANK NA · recorded Jun 8, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,224 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$479,690 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$112,010
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$367,680
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$490,210
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$479,690

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
69
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
46
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOMAL
Lot (acres)The size of the land the home sits on, from county records.1.44
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 368 ft²Porch · 665 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Canyon Lake High SchoolB+
High · Grades 9–12 · 1.8 mi
E
Rebecca Creek Elementary SchoolA
Elementary · Grades PK–5 · 3.4 mi
M
Mountain Valley Middle SchoolA
Middle · Grades 6–8 · 8.2 mi

District: Comal Independent School District

Neighborhood · ZIP 78623These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,944
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.110 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,955
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,942
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

845 Rutherford measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Rancho del Lago
  • Costs more per square foot than 82% of homes in Rancho del Lago
  • Has a bigger lot than 86% of homes in Rancho del Lago
  • Older than 81% of homes in Rancho del Lago

What homes are worth in Fischer 78623

Each bar is how many homes fall in that price range. The marker is this home.

This home
$194K$1.5M

This home is worth more than 55% of homes in Fischer 78623.

How it measures up in Fischer 78623

The dot is this home. The mark in the middle is the typical home in Fischer 78623.

Estimated value$521,640
CheaperTypical $495,333Pricier

Pricier than 55% of homes nearby

Price per ft²$287
CheaperTypical $265Pricier

Pricier than 69% of homes nearby

Living area1,816 ft²
SmallerTypical 1,820 ft²Bigger

Bigger than 50% of homes nearby

Lot size1.44 ac
SmallerTypical 1.01 acBigger

Bigger than 70% of homes nearby

Year built2006
OlderTypical 2016Newer

Newer than 31% of homes nearby

How 845 Rutherford ranks against every home in each area.
MeasureThis homeRancho del LagoFischer 78623Comal County
Estimated valuepricier than$521,64068% of homes55% of homes54% of homes
Price per ft²pricier than$28782% of homes69% of homes74% of homes
Living areabigger than1,816 ft²55% of homes50% of homes39% of homes
Lot sizebigger than1.44 ac86% of homes70% of homes79% of homes
Year builtnewer than200619% of homes31% of homes49% of homes

About 845 Rutherford

How much is 845 Rutherford, Fischer, TX worth?

The TopHap Estimate for 845 Rutherford, Fischer, TX is $521,640 as of Jun 23, 2026. The likely range is $505,990 to $537,289. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 845 Rutherford, Fischer, TX last sell?

845 Rutherford, Fischer, TX last sold on Jun 8, 2023 for $292,600, according to the county's recorded deed.

How big is 845 Rutherford, Fischer, TX?

845 Rutherford, Fischer, TX has 4 bathrooms, 1,816 square feet of living space and a 1.44-acre lot.

When was 845 Rutherford, Fischer, TX built?

845 Rutherford, Fischer, TX was built in 2006, making it 20 years old. The building has 1 story.

What schools serve 845 Rutherford, Fischer, TX?

845 Rutherford, Fischer, TX is assigned to Canyon Lake High School (high), rated B+; Rebecca Creek Elementary School (elementary), rated A; Mountain Valley Middle School (middle), rated A. All sit in Comal Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 845 Rutherford, Fischer, TX compare to other homes in Fischer 78623?

Among the 1,232 homes in Fischer 78623, it is worth more than 55% of them ($521,640 against a typical $495,333), its price per square foot is higher than 69% of them ($287 against a typical $265), it is bigger than 50% of them (1,816 ft² against a typical 1,820 ft²), its lot is bigger than 70% of them (1.44 ac against a typical 1.01 ac) and it is newer than 31% of them (2006 against a typical 2016). Measured against all of Comal County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 845 Rutherford, Fischer, TX?

The 2024 property tax bill for 845 Rutherford, Fischer, TX was $7,224. The county assessed it at $479,690.

Closest homes

More homes in Fischer 78623

Assigned schools

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