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Single Family ResidenceResidential
$187,669$94 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

848 STATE ROUTE 97 E

BELLVILLE, OH 44813
3
Beds
1.5
Baths
1,999 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$188K
$153K low$223K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$37,669
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$30,135
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
MECHANICS BANK · recorded Sep 30, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,324 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$58,020 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,330
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$52,690
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,020
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$165,770

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyRICHLAND
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 462 ft²Porch · 288 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Clear Fork Valley High SchoolC+
High · Grades 9–12 · 0.3 mi
M
Clear Fork Valley Middle SchoolB-
Middle · Grades 6–8 · 0.3 mi
E
Bellville Elementary SchoolB+
Elementary · Grades KG–5 · 1.6 mi

District: Clear Fork Valley Local School District

Neighborhood · ZIP 44813These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.169
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.8,355
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.118 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,080
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,970
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

848 State Route 97 E measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Bellville 44813
  • Costs less per square foot than 93% of homes in Bellville 44813
  • Bigger than 77% of homes in Richland County
  • Has a smaller lot than 81% of homes in Bellville 44813
  • Older than 70% of homes in Bellville 44813

What homes are worth in Bellville 44813

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$693K

This home is worth more than 24% of homes in Bellville 44813.

How it measures up in Bellville 44813

The dot is this home. The mark in the middle is the typical home in Bellville 44813.

Estimated value$187,669
CheaperTypical $266,028Pricier

Pricier than 24% of homes nearby

Price per ft²$94
CheaperTypical $163Pricier

Pricier than 7% of homes nearby

Living area1,999 ft²
SmallerTypical 1,636 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.34 ac
SmallerTypical 2 acBigger

Bigger than 19% of homes nearby

Year built1956
OlderTypical 1974Newer

Newer than 30% of homes nearby

How 848 State Route 97 E ranks against every home in each area.
MeasureThis homeBellville 44813Richland County
Estimated valuepricier than$187,66924% of homes45% of homes
Price per ft²pricier than$947% of homes21% of homes
Living areabigger than1,999 ft²70% of homes77% of homes
Lot sizebigger than0.34 ac19% of homes49% of homes
Year builtnewer than195630% of homes46% of homes

About 848 State Route 97 E

How much is 848 State Route 97 E, Bellville, OH worth?

The TopHap Estimate for 848 State Route 97 E, Bellville, OH is $187,669 as of Jul 14, 2026. The likely range is $152,666 to $222,672. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 848 State Route 97 E, Bellville, OH last sell?

848 State Route 97 E, Bellville, OH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 848 State Route 97 E, Bellville, OH?

848 State Route 97 E, Bellville, OH has 3 bedrooms, 1.5 bathrooms, 1,999 square feet of living space and a 0.34-acre lot.

When was 848 State Route 97 E, Bellville, OH built?

848 State Route 97 E, Bellville, OH was built in 1956, making it 70 years old. It is a ranch home. The building has 1 story.

What schools serve 848 State Route 97 E, Bellville, OH?

848 State Route 97 E, Bellville, OH is assigned to Clear Fork Valley High School (high), rated C+; Clear Fork Valley Middle School (middle), rated B-; Bellville Elementary School (elementary), rated B+. All sit in Clear Fork Valley Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 848 State Route 97 E, Bellville, OH compare to other homes in Bellville 44813?

Among the 3,291 homes in Bellville 44813, it is worth more than 24% of them ($187,669 against a typical $266,028), its price per square foot is higher than 7% of them ($94 against a typical $163), it is bigger than 70% of them (1,999 ft² against a typical 1,636 ft²), its lot is bigger than 19% of them (0.34 ac against a typical 2 ac) and it is newer than 30% of them (1956 against a typical 1974). Measured against all of Richland County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 848 State Route 97 E, Bellville, OH?

The 2025 property tax bill for 848 State Route 97 E, Bellville, OH was $2,324. The county assessed it at $58,020.

Closest homes

More homes in Bellville 44813

Assigned schools

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