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Residential (General/Single)Residential
$929,167$430 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $655,000 on Oct 15, 2020

85 ELM ST

RIVER VALE, NJ 07675
0
Baths
2,160 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.

Valuation

$929K
$852K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$655,000 · Oct 15, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$405,167
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$324,134
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$524,000
ADVISORS MTG · recorded Oct 15, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17,349 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$623,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$307,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$315,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$619,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$623,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Roberge Elementary SchoolA-
Elementary · Grades KG–5 · 1.1 mi
M
Holdrum Middle SchoolA
Middle · Grades 6–8 · 1.9 mi
H
Pascack Valley High SchoolB+
High · Grades 9–12 · 2.5 mi

District: Pascack Valley Regional School District

Neighborhood · ZIP 07675These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.44
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.117

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,744
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,580 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$163,434
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$182,897
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

85 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Bergen County
  • Among the largest lots in Westwood 07675
  • Newer than 81% of homes in Bergen County

What homes are worth in Westwood 07675

Each bar is how many homes fall in that price range. The marker is this home.

This home
$370K$2.3M

This home is worth more than 58% of homes in Westwood 07675.

How it measures up in Westwood 07675

The dot is this home. The mark in the middle is the typical home in Westwood 07675.

Estimated value$929,167
CheaperTypical $861,360Pricier

Pricier than 58% of homes nearby

Price per ft²$430
CheaperTypical $420Pricier

Pricier than 56% of homes nearby

Living area2,160 ft²
SmallerTypical 2,093 ft²Bigger

Bigger than 52% of homes nearby

Lot size6 ac
SmallerTypical 0.28 acBigger

Bigger than almost all homes nearby

Year built1985
OlderTypical 1962Newer

Newer than 75% of homes nearby

How 85 Elm St ranks against every home in each area.
MeasureThis homeWestwood 07675Bergen County
Estimated valuepricier than$929,16758% of homes67% of homes
Price per ft²pricier than$43056% of homes50% of homes
Living areabigger than2,160 ft²52% of homes64% of homes
Lot sizebigger than6 acalmost all homesalmost all homes
Year builtnewer than198575% of homes81% of homes

About 85 Elm St

How much is 85 Elm St, River Vale, NJ worth?

The TopHap Estimate for 85 Elm St, River Vale, NJ is $929,167 as of Jul 14, 2026. The likely range is $851,977 to $1,006,357. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 85 Elm St, River Vale, NJ last sell?

85 Elm St, River Vale, NJ last sold on Oct 15, 2020 for $655,000, according to the county's recorded deed.

When was 85 Elm St, River Vale, NJ built?

85 Elm St, River Vale, NJ was built in 1985, making it 41 years old.

What schools serve 85 Elm St, River Vale, NJ?

85 Elm St, River Vale, NJ is assigned to Roberge Elementary School (elementary), rated A-; Holdrum Middle School (middle), rated A; Pascack Valley High School (high), rated B+. All sit in Pascack Valley Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 85 Elm St, River Vale, NJ compare to other homes in Westwood 07675?

Among the 8,808 homes in Westwood 07675, it is worth more than 58% of them ($929,167 against a typical $861,360), its price per square foot is higher than 56% of them ($430 against a typical $420), it is bigger than 52% of them (2,160 ft² against a typical 2,093 ft²), its lot is bigger than almost all of them (6 ac against a typical 0.28 ac) and it is newer than 75% of them (1985 against a typical 1962). Measured against all of Bergen County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 85 Elm St, River Vale, NJ?

The 2025 property tax bill for 85 Elm St, River Vale, NJ was $17,349. The county assessed it at $623,000.

Closest homes

More homes in River Vale 07675

Assigned schools

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