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Single Family ResidenceResidential
$206,262$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

85 RIVER RD

BERWICK, PA 18603
0
Baths
1,506 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$206K
$160K low$253K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$198,762
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$159,010
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.3%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$7,500
PENNSYLVANIA HSNG FINANCE AGCY · E · recorded Apr 27, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,555 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$111,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$59,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$52,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$111,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$111,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyLUZERNE
Lot (acres)The size of the land the home sits on, from county records.1.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Salem Elementary SchoolB
Elementary · Grades KG–5 · 3.6 mi
M
Berwick Area Middle SchoolC
Middle · Grades 6–8 · 3.7 mi
H
Berwick Area High SchoolB-
High · Grades 9–12 · 3.8 mi

District: Berwick Area School District

Neighborhood · ZIP 18603These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.19,178
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.360 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,022
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,773
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

85 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 86% of homes in Luzerne County
  • Older than 87% of homes in Luzerne County

What homes are worth in Berwick 18603

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$556K

This home is worth more than 54% of homes in Berwick 18603.

How it measures up in Berwick 18603

The dot is this home. The mark in the middle is the typical home in Berwick 18603.

Estimated value$206,262
CheaperTypical $197,622Pricier

Pricier than 54% of homes nearby

Price per ft²$137
CheaperTypical $136Pricier

Pricier than 51% of homes nearby

Living area1,506 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 50% of homes nearby

Lot size1 ac
SmallerTypical 0.24 acBigger

Bigger than 78% of homes nearby

Year built1900
OlderTypical 1951Newer

Newer than 27% of homes nearby

How 85 River Rd ranks against every home in each area.
MeasureThis homeBerwick 18603Luzerne County
Estimated valuepricier than$206,26254% of homes51% of homes
Price per ft²pricier than$13751% of homes54% of homes
Living areabigger than1,506 ft²50% of homes44% of homes
Lot sizebigger than1 ac78% of homes86% of homes
Year builtnewer than190027% of homes13% of homes

About 85 River Rd

How much is 85 River Rd, Berwick, PA worth?

The TopHap Estimate for 85 River Rd, Berwick, PA is $206,262 as of Jul 14, 2026. The likely range is $159,655 to $252,869. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 85 River Rd, Berwick, PA last sell?

85 River Rd, Berwick, PA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 85 River Rd, Berwick, PA?

85 River Rd, Berwick, PA has 1,506 square feet of living space and a 1.00-acre lot.

When was 85 River Rd, Berwick, PA built?

85 River Rd, Berwick, PA was built in 1900, making it 126 years old. It is a cottage home. The building has 2 stories.

What schools serve 85 River Rd, Berwick, PA?

85 River Rd, Berwick, PA is assigned to Salem Elementary School (elementary), rated B; Berwick Area Middle School (middle), rated C; Berwick Area High School (high), rated B-. All sit in Berwick Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 85 River Rd, Berwick, PA compare to other homes in Berwick 18603?

Among the 6,972 homes in Berwick 18603, it is worth more than 54% of them ($206,262 against a typical $197,622), its price per square foot is higher than 51% of them ($137 against a typical $136), it is bigger than 50% of them (1,506 ft² against a typical 1,500 ft²), its lot is bigger than 78% of them (1 ac against a typical 0.24 ac) and it is newer than 27% of them (1900 against a typical 1951). Measured against all of Luzerne County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 85 River Rd, Berwick, PA?

The 2026 property tax bill for 85 River Rd, Berwick, PA was $2,555. The county assessed it at $111,900.

Closest homes

More homes in Berwick 18603

Assigned schools

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